Envisioning Financial Technologies - Nov 2012

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4 jobs for the future: Common Core and career readiness — from edreach.us by Jac De Haan

Excerpt:

10 years ago most of us had never heard of social media managers, user experience designers or sustainability experts. So what might these future jobs be, and how are Common Core Standards helping our students prepare? What will be the employment opportunities for recent grads in 2025? Here are 4 possibilities:

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From DSC:
I understand that Mr. George Lucas is going to express his generosity in donating the $4.05 billion from the sale of Lucasfilm to education.

Here’s a question/idea that I’d like to put forth to Mr. Lucas (or to the United States Department of Education, or to another interested/committed party):

Would you consider using the $4+ billion gift to build an “Online Learning Dream Team?”

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Daniel Christian -- The Online Learning Dream Team - as of November 2012

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 Original image credit (before purchased/edited by DSC)
yobro10 / 123RF Stock Photo

 

 

From DSC:
What do you think? What other “players” — technologies, vendors, skillsets, etc. — should be on this team?

  • Perhaps videography?
  • Online tutoring?
  • Student academic services?
  • Animation?
  • Digital photography?

 

Yahoo! and Samsung form multi-year partnership to deliver Interactive TV — from dailyfinance.com by Business Wirevia The Motley Fool
Partnership to provide real-time, enhanced entertainment and advertising to homes across the United States

Excerpt:

SUNNYVALE, Calif. & RIDGEFIELD PARK, N.J.–(BUSINESS WIRE)– Yahoo! (NAS: YHOO) and Samsung today announced an expanded multi-year partnership to integrate Yahoo!’s Broadcast Interactivity platform into Samsung 2012 Smart TVs. Yahoo! Broadcast Interactivity, powered by its automatic content recognition (ACR) technology, SoundPrintTM, will be deployed in Samsung’s SyncPlus platform, enabling new opportunities for intelligent content discovery, advertising and engagement, bringing an unprecedented level of interactivity in the living room.

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From DSC:
Another steps towards:

 

The Living [Class] Room -- by Daniel Christian -- July 2012 -- a second device used in conjunction with a Smart/Connected TV

 

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A fifth of TV sets connected to the Internet by 2016 — from digitaltvresearch.com

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Welcome to Star Scholar U., where a personal brand is the credential — from The Chronicle by By Jeffrey R. Young

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Welcome to Star Scholar U 2

Keri Rasmussen for The Chronicle

Tyler Cowen, an economics professor at George Mason U., helped build an online-education site, Marginal Revolution U, based on a blog he runs with Alex Tabarrok. “In part we did it just to show it could be done—that you can have a Web site which looks nice and works,” Mr. Cowen said.

 

Excerpt:

A new kind of university has begun to emerge: Call it Star Scholar U.

Professors with large followings and technical prowess are breaking off to start their own online institutions, delivering courses with little or no backing from traditional campuses.

Founding a university may sound dramatic, but in an era of easy-to-use online tools it can be done as a side project—akin to blogging or writing a textbook. Soon there could be hundreds of Star Scholar U’s.

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5 perspectives on the future of the human interface — from techcrunch.com by Alex Williams

Excerpt:

The next generation of apps will require developers to think more of the human as the user interface. It will become more about the need to know how an app works while a person stands up or with their arms in the air more so than if they’re sitting down and pressing keys with their fingers.

Also see:

 

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Rethinking carrots: A new method for measuring what players find most rewarding and motivating about your game — from gamasutra.com by Scott Rigby, Richard Ryan

Excerpt:

The Player Experience of Need Satisfaction model (PENS) outlines three basic psychological needs, those of competence, autonomy, and relatedness, that we have demonstrated lie at the heart of the player’s fun, enjoyment, and valuing of games. By collecting players’ reports of how these needs are being satisfied, the PENS model can strongly and significantly predict positive experiential and commercial outcomes, in many cases much more strongly than more traditional measures of fun and enjoyment. And despite the simplicity of the model conceptually, it shows promise as a “unified theory” of the player experience by demonstrating predictive value regardless of genre, platform, or even the individual preferences of players.

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Pearson project will let professors mix free and paid content in e-textbooks — from The Chronicle by Alisha Azevedo

Excerpt:

Pearson, a major textbook publisher, continued its push into digital education on Monday by introducing a service that allows instructors to create e-textbooks using open-access content and Pearson material.

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A river of data — from educationnext.org by Bror Saxberg
Making the learning experience more effective

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How should teaching change in the age of Siri?– from MindShift

Excerpt:

 Short of banning smartphones (a short-term solution, at best), the evolution of artificial intelligence services like Siri means that there will be a shift from a focus on finding the answer as the endpoint to a greater focus on analysis. You have the answer, but so what? What does that answer mean in a real-life situation?

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Degreed launches crowdfunding campaign for reimagined ‘digital diploma’ — from gigaom.com by Ki Mae Heussner
San Francisco startup Degreed is challenging the traditional college diploma with an online service that tracks and scores educational achievements from established institutions as well as new online learning platforms. Ahead of a public launch in 2013, Degreed this week began a crowd funding campaign.

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A capitalist’s dilemma, whoever wins on Tuesday — from the New York Times by Clayton Christensen

Excerpt (emphasis DSC):

In a way, this mirrors the microeconomic paradox explored in my book “The Innovator’s Dilemma,” which shows how successful companies can fail by making the “right” decisions in the wrong situations. America today is in a macroeconomic paradox that we might call the capitalist’s dilemma. Executives, investors and analysts are doing what is right, from their perspective and according to what they’ve been taught. Those doctrines were appropriate to the circumstances when first articulated — when capital[From DSC: or from an educational perspective, we could use the word information] was scarce.

But we’ve never taught our apprentices that when capital is abundant and certain new skills are scarce, the same rules are the wrong rules. Continuing to measure the efficiency of capital prevents investment in empowering innovations that would create the new growth we need because it would drive down their RONA, ROCE and I.R.R.

 

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Gartner sees 821M unit smart device mkt in 2012; 1.2B 2013 — from forbes.com by Eric Savitz

 

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Excerpt:

Forecast 3.0, Recombinant Education: Regenerating the Learning Ecosystem, highlights five disruptions that will reshape learning over the next decade.  New education innovations, organizations, resources, and relationships will proliferate, giving us all the opportunity to put the pieces – some long-established and some new – together in new sequences to create a diverse and evolving learning ecosystem.  Education recombination promises to bolster the learning ecosystem’s resilience by helping it withstand threats and make use of possibilities.

 

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From DSC:
I originally saw this at GettingSmart.com — my thanks to the Getting Smart Staff for carrying a blog posting on this one — they nicely summarize the 5 disruptive forces therein:

  • Democratized Startups: Transformational investment strategies and open access to startup knowledge, expertise, and networks will seed an explosion of disruptive social innovations.
  • High-Fidelity Living: As big data floods human sensemaking capacities, cognitive assistants and contextual feedback systems will help people target precisely their interactions with the world.
  • De-Institutionalized Production: Activity of all sorts will be increasingly independent of institutions as contributions become more ad-hoc, dynamic, and networked.
  • Customizable Value Webs: Innovative, open business models will leverage complex networks of assets and relationships to create ultra-customer-centric experiences across industries.
  • Sharable Cities: Next gen cities will drive social innovation, with urban infrastructure shaped by patterns of human connection and contribution.


 

The world is not enough: Google and the future of augmented reality — from TheAtlantic.com by Alexis C. Madrigal
The new Google FieldTrip app probes the question: What digital information do you want to see overlaid on the physical world?

Also see:

Field Trip

 

Today: Find me a weather channel. Tomorrow: Find me a channel on how to learn algrebra. By Daniel Christian

 

Excerpt:

The voice control functions of the Easy Remote app are powered by the AT&T Watson? speech recognition technology using AT&T’s Speech API, which uses advanced natural language processing to recognize and understand spoken words. Also developed in AT&T Labs, AT&T Watson? speech recognition technology has been powering advanced speech services in the marketplace for many years and is now available for third-party developers to use in their own apps.

Also see:

 

 

The Future of Learning, Networked Society - Ericsson

 

Can ICT redefine the way we learn in the Networked Society? Technology has enabled us to interact, innovate and share in whole new ways. This dynamic shift in mindset is creating profound change throughout our society. The Future of Learning looks at one part of that change, the potential to redefine how we learn and educate. Watch as we talk with world renowned experts and educators about its potential to shift away from traditional methods of learning based on memorization and repetition to more holistic approaches that focus on individual students’ needs and self expression.

Learn more at http://www.ericsson.com/networkedsociety

Addendum on 10/24/12:

Commenting/summarizing on that video, Molly Gerth [at Technapex.com]

[Godin] asserts that education should change in the following ways:

  • We can now have homework during the day with a human teacher and online lectures at night.
  • He also calls for open book and open note tests all the time as there is no longer value in memorization.
  • Seth believes in access to any course, any time in the world, any time you want to take it.
  • He calls for precise, focused education rather than a mass-produced education.
  • No more multiple choice tests!
  • We should offer cooperative tasks rather than isolation.
  • Teachers should become coaches.
  • Lifelong learning should be encouraged.
  • The famous college should “die.”
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IBM’s Watson expands commercial applications, aims to go mobile  — from singularityhub.com by Jason Dorrier

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From DSC:
This relates to what I was trying to get at with the posting on mobile learning.  I would add the word “Education” to the list of industries that the technologies encapsulated in Watson will impact in the future. Combine this with the convergence that’s enabling/building the Learning from the Living [Class] Room environment, and you have one heck of an individualized, data-driven, learning ecosystem that’s available 24 x 7 x 365 — throughout your lifetime!!!

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IBM Watson-Introduction and Future Applications

 

 


Also relevant here are some visions/graphics I created from 2012 and from 2008:


 

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The Living [Class] Room -- by Daniel Christian -- July 2012 -- a second device used in conjunction with a Smart/Connected TV

 

 

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Why couldn't these channels represent online-based courses/MOOCs? Daniel Christian - 10-17-12

 

 

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Big Data in K-12: Attack of the Recommendation Engines – Part I – from EdNetInsight.com by Nelson B. Heller, President, The HellerResults Group — Friday, October 12, 2012

Excerpt:

Big Data Meets Education
A wave of K-12 entrepreneurial initiatives sees the application of “big data” as the key to instructional technology’s Holy Grail—intelligent real-time differentiated instruction akin to working one-on-one with a brilliant personal instructor. Investors, aware of the powerful strides made in recommendation engines by Internet giants Google, Amazon, LinkedIn, Netflix, and Zynga, as well as for a host of military and commercial applications, see in big data education’s “next big thing.” In this and my next article, I’m going to explore what’s happening in this arena and in voice recognition technology, which, if you look under the hood, can be thought of as being driven by the same advances in data science and recommendation engines. These articles are based in part on my recent View From the Catbird Seat presentation at EdNET 2012. Read on to see what threats and opportunities this new frontier represents for your own organization.

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The coming revolution in health care — from inc.com by Adam Bluestein
To understand how the American health-care system is about to change, forget Washington. Look to the innovative companies hard at work on the future.

Excerpts/BIG IDEAS:

  • Medicine is a marketplace
    With new software, the doctor will see you now, not in three weeks.
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  • The consumer is king
    How to get good data into the hands of patients.
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  • The digital health record is here
    A cure for chronic paperwork.
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  • Health care is social
    Is the crowd smarter than your doctor? Just possibly.
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  • The house call makes a comeback
    A computer screen becomes an exam room.
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  • The algorithm is in
    Why smart software means better diagnoses.
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  • Your doctor is watching you
    How a simple text message can make you healthier.

 

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The future of education, according to McGraw-Hill — from edcetera.com by Kirsten Winkler

Excerpt:

Certainly, there needed to be a set of skills defined to call a student college-ready, but the path of how to achieve these fixed goals should be an individual one that allows students to go after their interests and respects their individual talents. Students shouldn’t be in the same grade when they’re not on the same level. What we’re talking about is a flexible system that would depend on when a student is ready rather than when a curriculum defines they’re ready.

Such a more flexible model is inspired by some of the things that are happening in higher education already. This is a great example of how innovation taken from higher ed is making its way into high schools.

Vinet Madan used a nice metaphor when he explained this approach in our interview. It’s like the decision to take either the scenic route by the coast or the highway to get to your goal. Ultimately, both routes will take you to the destination, it’s just a personal preference.

Also see:

Connected devices to outnumber humans six to one by 2020 — from news.techworld.com by Sophie Curtis
Adoption in developing countries and M2M communications will push the number of connected devices up to 25 billion

Excerpt:

By 2020, connected devices will outnumber connected people by six to one, and mobile broadband will be driving internet usage as fixed connections dwindle, according to a new report.

Worldwide, the number of mobile broadband users already outnumbers fixed broadband users by a ratio of two to one, and that imbalance will only grow over time as more developing country users upgrade their mobile phones to smartphones and tablets.

New concepts such as embedded intelligence, automated machine-to-machine (M2M) traffic, and the ‘Internet of Things’ are also contributing to the growth in networked devices, and the demand for seamless wireless connectivity has never been greater.

© 2024 | Daniel Christian