dangers of the status quo

“This isn’t a cheating crisis. It’s an identify crisis [for higher education].” + numerous other items re: AI in our LE’s

On 11/05/2025, in active learning, apprenticeships, Artificial Intelligence/Agents/LLMs/and Related, bots, business side of he, colleges, community colleges, content development, aggregation, repositories, dangers of the status quo, education technology, emerging technologies, face-to-face, faculty/staff, future of higher education, game-changing environment, higher education, ideas, innovation, instructional design, intelligent systems, learning, learning ecosystem, Learning Experience Design, liberal arts, pedagogy, reinvent, society, staying relevant, student-related, surviving, teaching & learning, trends, UK, United States, universities, vision/possibilities, by Daniel Christian

…the above posting links to:

Higher Ed Is Sleepwalking Toward Obsolescence— And AI Won’t Be the Cause, Just the Accelerant — from substack.com by Steven Mintz
AI Has Exposed Higher Ed’s Hollow Core — The University Must Reinvent Itself or Fade

It begins with a basic reversal of mindset: Stop treating AI as a threat to be policed. Start treating it as the accelerant that finally forces us to build the education we should have created decades ago.

A serious institutional response would demand — at minimum — six structural commitments:

Make high-intensity human learning the norm. …
Put active learning at the center, not the margins. …
Replace content transmission with a focus on process. …
Mainstream high-impact practices — stop hoarding them for honors students. …
Redesign assessment to make learning undeniable. …

And above all: Instructional design can no longer be a private hobby.

Teaching with AI: From Prohibition to Partnership for Critical Thinking — from facultyfocus.com by Michael Kiener, PhD, CRC

How to Integrate AI Developmentally into Your Courses

Lower-Level Courses: Focus on building foundational skills, which includes guided instruction on how to use AI responsibly. This moves the strategy beyond mere prohibition.
Mid-Level Courses: Use AI as a scaffold where faculty provide specific guidelines on when and how to use the tool, preparing students for greater independence.
Upper-Level/Graduate Courses: Empower students to evaluate AI’s role in their learning. This enables them to become self-regulated learners who make informed decisions about their tools.
Balanced Approach: Make decisions about AI use based on the content being learned and students’ developmental needs.

Now that you have a framework for how to conceptualize including AI into your courses here are a few ideas on scaffolding AI to allow students to practice using technology and develop cognitive skills.

80 per cent of young people in the UK are using AI for their schoolwork — from aipioneers.org by Graham Attwell

What was encouraging, though, is that students aren’t just passively accepting this new reality. They are actively asking for help. Almost half want their teachers to help them figure out what AI-generated content is trustworthy, and over half want clearer guidelines on when it’s appropriate to use AI in their work. This isn’t a story about students trying to cheat the system; it’s a story about a generation grappling with a powerful new technology and looking to their educators for guidance. It echoes a sentiment I heard at the recent AI Pioneers’ Conference – the issue of AI in education is fundamentally pedagogical and ethical, not just technological.

Is Your Institution Ready for the Earnings Premium Buzzsaw? — from ailearninsights.substack.com by Alfred Essa

On Wednesday [October 29th, 2025], I’m launching the Beta version of an Education Accountability Website (”EDU Accountability Lab”). It analyzes federal student aid, institutional outcomes, and accountability metrics across 6,000+ colleges and universities in the US.

Our Mission
The EDU Accountability Lab delivers independent, data-driven analysis of higher education with a focus on accountability, affordability, and outcomes. Our audience includes policymakers, researchers, and taxpayers who seek greater transparency and effectiveness in postsecondary education. We take no advocacy position on specific institutions, programs, metrics, or policies. Our goal is to provide clear and well-documented methods that support policy discussions, strengthen institutional accountability, and improve public understanding of the value of higher education.

But right now, there’s one area demanding urgent attention.

Starting July 1, 2026, every degree program at every institution receiving federal student aid must prove its graduates earn more than people without that credential—or lose Title IV eligibility.

This isn’t about institutions passing or failing. It’s about programs. Every Bachelor’s in Psychology. Every Master’s in Education. Every Associate in Nursing. Each one assessed separately. Each one facing the same pass-or-fail tests.

The massive outage at AWS is a bit alarming in my opinion [Christian]

On 10/21/2025, in Amazon, Apple, business, corporate / business world, dangers of the status quo, Daniel S. Christian, human-computer interaction (HCI), ideas, internet, platforms, social media, telecommunications, tools, United States, vendors, videoconferencing, web-based collaboration, workplace, by Daniel Christian

Amazon’s AWS outage on October 20 knocked services like Alexa, Snapchat, Fortnite, Venmo and more offline for hours — from engadget.com by Kris Holt
A massive outage highlights why relying on a few companies to power much of the internet is far from ideal.

It felt like half of the internet was dealing with a severe hangover on October 20. A severe Amazon Web Services outage took out many, many websites, apps, games and other services that rely on Amazon’s cloud division to stay up and running.
…
Sites and services that were affected by the AWS outage include:

Amazon
Amazon Alexa
Bank of America
Snapchat
Reddit
Lyft
Apple Music
Apple TV
Pinterest
Fortnite
Roblox
The New York Times
Disney+
Venmo
Doordash
Hulu
Grubhub
PlayStation
Zoom

From DSC:
Hmmm…doesn’t this put a bit of alarm in your mind? I can’t help but wonder…if another government wants to wreak havoc on another country — or even the world — that is an increasingly possible situation these days. In fact, its already happened with social media and with cybersecurity-related issues. But taking down banking, commerce, exchanges, utilities, and more is increasingly possible. Or at least that’s my mental image of the state of cyberwarfare.

Very troubling indeed. AI models are lying, scheming, breaking rules, sabotaging & more.

On 09/19/2025, in Artificial Intelligence/Agents/LLMs/and Related, Asia, dangers of the status quo, Daniel S. Christian, emerging technologies, ethics, Europe, future, game-changing environment, generational differences, global / globalization, intelligent systems, legislatures / government / legal, morals/values, Open AI, society, the downsides of how people use tech, United States, by Daniel Christian

OpenAI’s research on AI scheming, explained — from theneurondaily.com by Grant Harvey
PLUS: Google PayPal on agent payments?!

We dive into the OpenAI study that found AI models scheme to avoid retraining.
AI Models Caught Red-Handed Being Sneaky (And We Taught Them to Stop… Mostly)

And models were caught doing all sorts of other shady stuff:

Intentionally underperforming when told high scores would lead to capability removal.
Secretly breaking rules then lying about it to users.
Sabotaging code while claiming everything was fine.
Falsifying reports to avoid “shutdown” scenarios.
Recognizing evaluation environments and thinking “this is probably an alignment test.”

Why this matters: While today’s ChatGPT isn’t about to orchestrate some grand deception that matters (the worst it might do is gaslight you to tell you it fixed your code when it didn’t), future AI systems will have real power and autonomy. Getting ahead of deceptive behavior now, while we can still peek inside their “minds,” is crucial.

The researchers are calling for the entire AI industry to prioritize this issue. Because nobody wants to live in a world where super-intelligent AI systems are really good at lying to us. That’s basically every sci-fi movie we’ve been warned about.

From DSC:
This is chilling indeed. We are moving so fast that we aren’t safeguarding things enough. As they point out, these things can be caught now because we are asking the models to show their “thinking” and processing. What happens when those windows get closed and we can’t see under the hood anymore?

Collaborative Innovation [marketoonist.com]; a great and true cartoon accompanies this posting.

On 08/26/2025, in collaboration, dangers of the status quo, Daniel S. Christian, ideas, innovation, leadership, productivity / tips and tricks, strategy, by Daniel Christian

Collaborative innovation — from marketoonist.com

Disney alum Paul Williams once shared the brainstorming method developed by Walt Disney. Disney used to separate the act of coming up with and executing ideas into three distinct steps (and associated mindsets): The Dreamer, The Realist, and The Spoiler.

As Paul wrote:

“By compartmentalizing the stages, Walt didn’t let reality get in the way of the dream step. The realist was allowed to work without the harsh filter of a spoiler. And, the spoiler spends time examining a well-thought idea… something with a bit more structure.

“When we brainstorm alone and in groups – too often – we tend to fill the room with a dreamer or two, a few realists, and a bunch of spoilers. In these conditions, dream ideas don’t stand a chance.”

The Dreamer mentality specializes in blue sky thinking without constraints, the Realist mentality puts practical structure to the ideas, and the Spoiler asks the hard questions and kicks the tires. We need all three mindsets. But we need those mindsets at the right time and in the right way.

From DSC:
How true this is! I’m the Dreamer in the room…and have been shut down more times than I can count. For all of you Visionaries and Dreamers out there, keep trying! And consider establishing something like Walt Disney did.

1 in 2 graduates believe their college major didn’t prepare them for today’s market — from hrdive.com by Carolyn Crist
Respondents said they felt unprepared in numerous ways, especially finding a job after graduation and navigating student debt and personal finances.

As today’s college graduates struggle to start a steady career, 1 in 2 Americans say their college major didn’t prepare them for the job market, according to a June 18 report from Preply.

Beyond that, 1 in 6 Americans who went to college said they regret it. When thinking about their college experience, college graduates said their top regrets included taking out student loans, not networking more and not doing internships.

College graduates said they felt unprepared in numerous ways, especially finding a job after graduation and navigating student debt and personal finances.

From DSC:
The Career Placement Office at Northwestern University did not help build my skills to get a job, at all. I had no clue what I was doing. I had no idea what networking was even about, nor the power of it, and why it would be useful throughout my career. They provided conference rooms for interviews to occur…and that was about it, at least in my experience. In terms of my education, I didn’t get any real-world experience (such as apprenticeships, internships, capstone courses, etc.), nor did I pick up many practical or technical skills.

Driving Culture Change in Higher Education — from jeffselingo.com by Jeff Selingo

The call for transformation in higher education has never been louder, yet the path forward remains unclear for many institutions. Leaders often struggle with the “how” of meaningful change. This five-part playbook by higher education author and strategist Jeff Selingo as well as other experts draws on proven methodologies to provide clear, actionable guidance from mapping current institutional culture to sustaining long-term momentum.

Employers’ emphasis on skilled trades lost on Gen Z: Harris poll — from facilitiesdive.com
Young workers don’t realize going into the trades can offer good pay more quickly than pursuing a college-based career, the report says.

A mismatch exists between the importance employers are putting on skilled trades and how the generation that’s newly joining the workforce views those jobs, a Harris poll finds.

Gen Z, the oldest members of which are 28, is the age cohort least focused on skilled trades, in part because they’re misinformed about the jobs, says the report based on 2,200 respondents to survey questions posted online in June.

“Only 38% of Gen Z says skilled trades offer the best job opportunities today” and “only 36% strongly agree skilled trades offer a faster and more affordable path to a good career,” the report says.

AI and Higher Ed: An Impending Collapse [Niebuhr]

On 07/30/2025, in 21st century, 24x7x365 access, adjunct faculty, Artificial Intelligence/Agents/LLMs/and Related, assessment, change, changing business models, cloud-based computing / apps / other cloud-related, colleges, community colleges, content development, aggregation, repositories, cost of getting a degree, dangers of the status quo, disruption, education technology, emerging technologies, face-to-face, faculty/staff, future of higher education, game-changing environment, generational differences, higher education, human-computer interaction (HCI), ideas, innovation, instructional design, intelligent systems, intelligent tutoring, IT in HE, learning, learning agents, learning ecosystem, Learning Experience Design, Learning from the Living [Class] Room, liberal arts, productivity / tips and tricks, reinvent, staying relevant, student-related, surviving, teaching & learning, trends, United States, universities, by Daniel Christian

AI and Higher Ed: An Impending Collapse — from insidehighered.com by Robert Niebuhr; via George Siemens; I also think George’s excerpt (see below) gets right to the point.
Universities’ rush to embrace AI will lead to an untenable outcome, Robert Niebuhr writes.

Herein lies the trap. If students learn how to use AI to complete assignments and faculty use AI to design courses, assignments, and grade student work, then what is the value of higher education? How long until people dismiss the degree as an absurdly overpriced piece of paper? How long until that trickles down and influences our economic and cultural output? Simply put, can we afford a scenario where students pretend to learn and we pretend to teach them?

This next report doesn’t look too good for traditional institutions of higher education either:

No Country for Young Grads — from burningglassinstitute.org

For the first time in modern history, a bachelor’s degree is no longer a reliable path to professional employment. Recent graduates face rising unemployment and widespread underemployment as structural—not cyclical—forces reshape entry?level work. This new report identifies four interlocking drivers: an AI?powered “Expertise Upheaval” eliminating many junior tasks, a post?pandemic shift to lean staffing and risk?averse hiring, AI acting as an accelerant to these changes, and a growing graduate glut. As a result, young degree holders are uniquely seeing their prospects deteriorate – even as the rest of the economy remain robust. Read the full report to explore the data behind these trends.

The above article was via Brandon Busteed on LinkedIn:

Recurring Themes In Bob Ambrogi’s 30 Years of Legal Tech Reporting (A Guest Post By ChatGPT) — from lawnext.com by ChatGPT
#legaltech #innovation #law #legal #innovation #vendors #lawyers #lawfirms #legaloperations

Evolution of Legal Technology: From Early Web to AI Revolution
Challenges in Legal Innovation and Adoption
Law Firm Innovation vs. Corporate Legal Demand: Shifting Dynamics
Tracking Key Technologies and Players in Legal Tech
Access to Justice, Ethics, and Regulatory Reform

Also re: legaltech, see:

How LegalTech is Changing the Client Experience in 2025 — from techbullion.com by Uzair Hasan

A Digital Shift in Law
In 2025, LegalTech isn’t a trend—it’s a standard. Tools like client dashboards, e-signatures, AI legal assistants, and automated case tracking are making law firms more efficient and more transparent. These systems also help reduce errors and save time. For clients, it means less confusion and more control.

For example, immigration law—a field known for paperwork and long processing times—is being transformed through tech. Clients now track their case status online, receive instant updates, and even upload key documents from their phones. Lawyers, meanwhile, use AI tools to spot issues faster, prepare filings quicker, and manage growing caseloads without dropping the ball.

Loren Locke, Founder of Locke Immigration Law, explains how tech helps simplify high-stress cases:
“As a former consular officer, I know how overwhelming the visa process can feel. Now, we use digital tools to break down each step for our clients—timelines, checklists, updates—all in one place. One client recently told me it was the first time they didn’t feel lost during their visa process. That’s why I built my firm this way: to give people clarity when they need it most.”

While not so much legaltech this time, Jordan’s article below is an excellent, highly relevant posting for what we are going through — at least in the United States:

What are lawyers for? — from jordanfurlong.substack.com by Jordan Furlong
We all know lawyers’ commercial role, to be professional guides for human affairs. But we also need lawyers to bring the law’s guarantees to life for people and in society. And we need it right now.

The question “What are lawyers for?” raises another, prior and more foundational question: “What is the law for?”
…
But there’s more. The law also exists to regulate power in a society: to structure its distribution, create processes for its implementation, and place limits on its application. In a healthy society, power flows through the law, not around it. Certainly, we need to closely examine and evaluate those laws — the exercise of power through a biased or corrupted system will be illegitimate even if it’s “lawful.” But as a general rule, the law is available as a check on the arbitrary exercise of power, whether by a state authority or a private entity.

And above these two aspects of law’s societal role, I believe there’s also a third: to serve as a kind of “moral architecture” of society.

How is making a mockery of our justice/legal system making America great again?!? [Christian]

On 07/21/2025, in Access to Justice (A2J), change, dangers of the status quo, Daniel S. Christian, legislatures / government / legal, policy, political science, United States, by Daniel Christian

Trump officials accused of defying 1 in 3 judges who ruled against him — from washingtonpost.com by Justin Jouvenal
A comprehensive analysis of hundreds of lawsuits against Trump policies shows dozens of examples of defiance, delay and dishonesty, which experts say pose an unprecedented threat to the U.S. legal system.

President Donald Trump and his appointees have been accused of flouting courts in a third of the more than 160 lawsuits against the administration in which a judge has issued a substantive ruling, a Washington Post analysis has found, suggesting widespread noncompliance with America’s legal system.

Plaintiffs say Justice Department lawyers and the agencies they represent are snubbing rulings, providing false information, failing to turn over evidence, quietly working around court orders and inventing pretexts to carry out actions that have been blocked.

.

The Post examined 337 lawsuits filed against the administration since Trump returned to the White House and began a rapid-fire effort to reshape government programs and policy. As of mid-July, courts had ruled against the administration in 165 of the lawsuits. The Post found that the administration is accused of defying or frustrating court oversight in 57 of those cases — almost 35 percent.

DC: How is making a mockery of the justice system making America great again? I don’t think any one of us would benefit from living in a land with no laws. It would be absolute chaos.

Multiple Countries Just Issued Travel Warnings for the U.S. [Dillin]

On 07/06/2025, in Australia, Canada, culture, dangers of the status quo, Daniel S. Christian, Europe, face-to-face, game-changing environment, generational differences, global / globalization, legislatures / government / legal, society, UK, United States, by Daniel Christian

Multiple Countries Just Issued Travel Warnings for the U.S. — from mensjournal.com by Rachel Dillin
In a rare reversal, several of America’s closest allies are now warning their citizens about traveling to the U.S., and it could impact your next trip.

For years, the U.S. has issued cautionary travel advisories to citizens heading overseas. But in a surprising twist, the roles have flipped. Several countries, including longtime allies like Australia, Canada, and the U.K., are now warning their citizens about traveling to the United States, according to Yahoo.

Australia updated its advisory in June, flagging gun violence, civil protests, and unpredictable immigration enforcement. While its guidance remains at Level 1 (“exercise normal safety precautions”), Australian officials urged travelers to stay alert in crowded places like malls, transit hubs, and public venues. They also warned about the Visa Waiver Program, noting that U.S. authorities can deny entry without explanation.

From DSC:
I’ve not heard of a travel warning against the U.S. in my lifetime. Thanks Trump. Making America Great Again. Sure thing….

Enough is enough! If a U.S. Senator can be thrown to the floor and handcuffed, YOU and I are not safe!

On 06/12/2025, in culture, dangers of the status quo, Daniel S. Christian, ethics, future, game-changing environment, legislatures / government / legal, morals/values, policy, political science, society, United States, by Daniel Christian

From DSC:
As you can see and hear below, Senator Alex Padilla had been trying to get answers for several weeks now from Homeland Security, but wasn’t hearing much back. So he heard that the Secretary of Homeland Security, Kristi Noem, was holding a press conference down the hallway and he attended it to see if he could get some answers to his questions. And while I don’t have all the details on how this situation unfolded, there is NO WAY that a U.S. Senator should be pushed out of a conference room and then pushed to the ground and handcuffed for trying to get answers for his constituents! No way!

As others in the videos below assert, a line has been crossed in our country!

Let’s move to impeach Donald Trump and also rid his administration of these incompetent individuals who are destroying our democracy! If they don’t like the Constitution and how our country has been governed for over 200 years, then perhaps they should consider leaving this country.

The actions they are taking are NOT making America great again. They are making America the stench of the world.

And it’s not just Donald Trump and members of his administration that should be held accountable. Let’s also start holding Donald’s instruments of power — such as his ICE Agents and others who behave like them — accountable. To any ICE agents out there, take those damn masks off. You shouldn’t be hiding behind masks.

By the way, the silence from the Republicans is deafening.
.

If that’s what they do to a United States Senator with a question, imagine what they can do to any American that dares to speak up. We will hold this administration accountable. pic.twitter.com/ZMExvMmZfE

— Senator Alex Padilla (@SenAlexPadilla) June 12, 2025

BREAKING: Sen. Alex Padilla, D-Calif., speaks out after being forcibly removed and cuffed from DHS Sec. Noem’s press conference. pic.twitter.com/3yZWDPYICl

— MSNBC (@MSNBC) June 12, 2025

URGENT BREAKING: Democrat US Senator Alex Padilla was just thrown to the ground and arrested for trying to speak at a DHS Press Conference by Secretary Kristi Noem.

This is Trump’s America. This is so incredibly pathetic.

I am so sad for the state of this country. pic.twitter.com/yI9fKdoYoW

— Brian Krassenstein (@krassenstein) June 12, 2025

This is a United States Senator being violently removed from a public briefing. Many of are reaching out to Senator Padilla right now and there are facts we need to gather, but this is a very, very serious moment. https://t.co/2a9Zb1cnTk

— Chris Murphy ? (@ChrisMurphyCT) June 12, 2025

If this is how this administration responds to a Senator with a question, you can only imagine what they’re doing to farmworkers, to cooks, and to day laborers throughout California and across the country.

We will hold this administration accountable. pic.twitter.com/ijy3FRVbWx

— Senator Alex Padilla (@SenAlexPadilla) June 12, 2025

The forcible removal of @SenAlexPadilla from a public press conference accelerates Trump’s authoritarian power grab.

The silence from Republicans is deafening.

Via @SenatorLujan pic.twitter.com/22X7BlainK

— Senate Democrats (@SenateDems) June 12, 2025

BREAKING: Adam Schiff just delivered one of the best speeches we’ve ever seen. This is MAGA’s worst nightmare. Every American needs to see this.pic.twitter.com/dr0Fpbc3fY

— Democratic Wins Media (@DemocraticWins) June 12, 2025

12 PM: I asked Democratic Governors what they would say if President Trump sent federal agents to arrest them.

2 PM: Sitting Senator @SenAlexPadilla was violently detained and handcuffed by federal agents.

You can’t make this stuff up. pic.twitter.com/yK0wLgKczX

— Congressman Maxwell Alejandro Frost (@RepMaxwellFrost) June 12, 2025

Today they have crossed a deep red line.

We, the people, must hold the president and his appointees accountable for this outrageous abuse against American liberty. pic.twitter.com/iPIlR4U5Fv

— Pete Buttigieg (@PeteButtigieg) June 12, 2025

Calif. Senator Forcibly Removed and Handcuffed After Interrupting Noem — from nytimes.com by Shawn Hubler, Jennifer Medina, and Jill Cowan (this is a gifted article)
Alex Padilla, Democrat of California, was shoved out of a room and handcuffed after he tried to question Kristi Noem, the homeland security secretary, during a news conference.

In the tense hyperpartisanship of the moment, the episode quickly swelled into a cause célèbre for both parties. Democratic senators, House members and governors rushed to denounce the treatment of a sitting senator, framing it as the latest escalation in authoritarian actions by the Trump administration. It followed the indictment on Tuesday of Representative LaMonica McIver of New Jersey and the arrest of Mayor Ras Baraka of Newark, after the officials, both Democrats, tried to visit a new immigration detention facility in the city.

Republicans just as eagerly tried to frame Mr. Padilla’s behavior as in line with what they have called the lawlessness of the political left as President Trump tries to combat illegal immigration.

What could possibly go wrong with AI-based technological systems becoming “independent players?” [Christian]

On 06/04/2025, in Asia, biology, dangers of the status quo, emerging technologies, engineering, entrepreneurship, ethics, experimentation, health, human-computer interaction (HCI), ideas, innovation, morals/values, society, technology (general), the downsides of how people use tech, by Daniel Christian

Scientific breakthrough: artificial blood for all blood groups — from getsuperintel.com by Kim “Chubby” Isenberg
Japan’s universal artificial blood could revolutionize emergency medicine and global healthcare resilience.

They all show that we are on the threshold of a new era – one in which technological systems are no longer just tools, but independent players in medical, cognitive and infrastructural change.
…
This paradigm shift means that AI will no longer be limited to static training data, but will learn through open exploration, similar to biological organisms. This is nothing less than the beginning of an era of autonomous cognition.

From DSC:
While there are some promising developments involving AI these days, we need to look at what the potential downsides might be of AI becoming independent players, don’t you think? Otherwise, what could possibly go wrong?

Reflections on “May Brought Deep Cuts at Multiple Colleges” [Moody]

On 06/04/2025, in 21st century, adjunct faculty, business side of he, career development, change, changing business models, communities of practice, dangers of the status quo, Daniel S. Christian, faculty/staff, future of higher education, game-changing environment, higher education, United States, universities, workplace, by Daniel Christian

May Brought Deep Cuts at Multiple Colleges — from insidehighered.com by Josh Moody
Colleges laid off well over 800 employees last month due to a mix of enrollment challenges and state funding issues. Ivy Tech saw the deepest cuts with more than 200 jobs axed.

With the academic year coming to an end, multiple universities announced deep cuts in May, shedding dozens of jobs amid financial pressures often linked to enrollment shortfalls.
…
But the cuts below, for the most part, are not directly tied to the rapid-fire actions of the Trump administration but rather stem from other financial pressures weighing on the sector. Many of the institutions listed are contending with declining enrollment and, for public universities, shrinking state support, which has necessitated fiscal changes.

From DSC:
I survived several job reductions at one of my former workplaces. But I didn’t survive the one that laid off 12 staff members after the Spring 2017 Semester. So, more and more, faculty and staff have been starting to dread the end of the academic year — as they may not survive another round of cuts.

(Another gifted article) Michiganders in these 25 cities have the most student loan debt, ranking says [Smith]

On 05/20/2025, in business side of he, colleges, community colleges, cost of getting a degree, dangers of the status quo, higher education, learning ecosystem, parents/guardians, society, student-related, trends, United States, universities, by Daniel Christian

Michiganders in these 25 cities have the most student loan debt, ranking says — from mlive.com by Jackie Smith; this is a gifted article

Millions of former students and college graduates across the U.S. are weighed down with student loan debt, but with exactly how much may depend on where you live.

An analysis from WalletHub was released earlier this month, listing high averages student loan debts of residents in more than 2,500 American cities, including 83 in Michigan.

Student loans are the second highest form of household debt after mortgages, according to WalletHub, totaling more than $1.6 tillion, or averaging $38,000 per borrower.

The above article links to:

Cities with the Most & Least Student Debt (2025) — from wallethub.com by Adam McCann

High balances combined with a payoff timeline that lasts into middle age force many graduates to significantly delay or forgo other financial goals such as saving for retirement or buying a home. Paying back student loans has also become even more difficult due to high inflation putting a strain on Americans’ finances.

While we have a big student-loan crisis as a country, student-loan debts are more unsustainable in some places than others. To determine where borrowers are burdened the most, WalletHub compared the median student-loan balance against the median earnings of adults ages 25 and older with a bachelor’s degree in more than 2,500 U.S. cities.

If you are considering borrowing money for college or you’re in danger of defaulting, we advise using a student loan calculator to determine an affordable payment amount and realistic payoff timeline.

Again, this graphic from 2009 comes to mind:
.

Nearly half of Gen Z and millennials say college was a waste of money—AI has already made degrees obsolete — from fortune.com by Preston Fore

College is often advertised as the best four years of one’s life, but many Americans now have regrets.

More than a third of all graduates now say their degree was a “waste of money,” according to a new survey by Indeed. This frustration is especially pronounced among Gen Z, with 51% expressing remorse—compared to 41% of millennials and just 20% of baby boomers.

Overall, a growing share of college-educated workers are questioning the return on investment (ROI) of their degree, Kyle M.K., a career trend expert at Indeed, told Fortune. It’s something that’s not all too surprising considering that the average cost of a bachelor’s degree has doubled in the last two decades to over $38,000, and total student loan debt has ballooned to nearly $2 trillion.

“Another 38% feel student loans have limited their career growth more than their diploma has accelerated it,” M.K. said.

“AI won’t invalidate a solid education, but it will reward those who keep upgrading their toolkit.”

Average Cost of College & Tuition — from educationdata.org
Last Updated: March 8, 2025

Report Highlights. The average cost of college^* in the United States is $38,270 per student per year, including books, supplies, and daily living expenses.

The average cost of college has more than doubled in the 21st century; the compound annual growth rate (CAGR) of tuition is 4.04%.
The average in-state student attending a public 4-year institution and living on-campus spends $27,146 for one academic year.
The average cost of in-state tuition alone is $9,750; out-of-state tuition averages $28,386.
The average private, nonprofit university student spends $58,628 per academic year living on campus, $38,421 of it on tuition and fees.
Considering student loan interest and loss of income, investing in a bachelor’s degree can ultimately cost in excess of $500,000.

.

From DSC:
Reminds me of a graphic that Yohan Na and I created back in 2009:
.

Learning Ecosystems

Collaborative Innovation [marketoonist.com]; a great and true cartoon accompanies this posting.

Recurring Themes In Bob Ambrogi’s 30 Years of Legal Tech Reporting (A Guest Post By ChatGPT)

How is making a mockery of our justice/legal system making America great again?!? [Christian]

DC: How is making a mockery of the justice system making America great again? I don’t think any one of us would benefit from living in a land with no laws. It would be absolute chaos.

Multiple Countries Just Issued Travel Warnings for the U.S. [Dillin]

Enough is enough! If a U.S. Senator can be thrown to the floor and handcuffed, YOU and I are not safe!

The actions they are taking are NOT making America great again. They are making America the stench of the world.

What could possibly go wrong with AI-based technological systems becoming “independent players?” [Christian]

Reflections on “May Brought Deep Cuts at Multiple Colleges” [Moody]

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