society

The Small Business Hub at National Disability Institute (NDI) is excited to welcome you to this year’s Disability Owned Convening

On 10/14/2026, in Artificial Intelligence/Agents/LLMs/and Related, Bias | Diversity Equity & Inclusion (DE&I), business, career development, collaboration, communications, communities of practice, corporate / business world, entrepreneurship, marketing/social marketing, policy, presentations, skills, society, sociology, training / L&D, workplace, by Daniel Christian

The Small Business Hub at National Disability Institute (NDI) is excited to welcome you to this year’s Disability Owned Convening, a fully virtual, national event taking place on October 21 and 22, 2026.

This accessible event offers a wide range of topics aiming to empower entrepreneurs to navigate an ever-changing business landscape, including leveraging AI, achieving financial health, marketing, accessing support and resources and panels highlighting how entrepreneurs with disabilities seize opportunities and overcome challenges to build thriving businesses.

Over the past four years, this dynamic event has connected thousands of entrepreneurs and small business owners with disabilities, entrepreneurial support organizations, state vocational rehabilitation counselors, policy makers, financial institutions and disability advocates from across the country.

Previous Disability Owned Convening Materials
Discover a trove of insights and inspiration by exploring our collection of archived trainings from previous Disability Owned Convenings! Over the past four years, this dynamic event has united entrepreneurs and advocates, offering invaluable resources and actionable advice tailored for individuals with disabilities. Whether you’re seeking guidance on access to capital, innovative marketing strategies, or tools to enhance your business organization, these archived collections offer a wealth of information.

2026 National Disability Employment Awareness Month (NDEAM): Celebrating Value and Talent

On 10/13/2026, in Bias | Diversity Equity & Inclusion (DE&I), neurodivergent/special needs, parents/guardians, society, sociology, student-related, workplace, youth, by Daniel Christian

Each October, during National Disability Employment Awareness Month, or “NDEAM,” we recognize the positive impact of people with disabilities in the American workforce. This year’s NDEAM theme will be “Celebrating Value and Talent,” carrying the spirit of last year’s celebration forward through 2026 in honor of America’s 250th birthday. Learn more: dol.gov/ndeam

Also relevant/see:

The American Dream Employment Network (ADEN)

ADEN is an administrative EN – a consortium of service providers and employers working together to create a path for individuals with disabilities, who are currently receiving Social Security disability benefits, and want to return to, or begin working for the first time. ADEN is an approved Employment Network operating under Social Security’s Ticket to Work program.

Make Work Pay

U.S. Department of Labor – Office of Disability Employment Policy (ODEP) launched Make Work Pay Hub which includes the important role ABLE accounts can play in growing savings for people with disabilities. The hub provides additional resources including The Secure Your Financial Future Toolkit, developed in collaboration with NDI’s LEAD Center. Visitors of the hub will find employment lifecycle stages and tools for employers, service providers and workforce leaders. Thank you to Assistant Secretaries, Julie Hocker and Dan Aronowitz, for sharing how we can all work, save, and build our futures.

AKF Consulting Group published an insightful article this summer, ABLE 2026 Expanding the Reach, encouraging further ABLE outreach to financial planners and other trusted advisors.

Some Scripture for us

On 10/12/2026, in faith, global, hearts -- matters of the heart, relationships, religion, society, by Daniel Christian

Isaiah 55:6

Seek the Lord while he may be found;
call on him while he is near.

Proverbs 3:5-6

5 Trust in the Lord with all your heart
and lean not on your own understanding;
6 in all your ways submit to him,
and he will make your paths straight.

Proverbs 3:13-18

13 Blessed are those who find wisdom,
those who gain understanding,
14 for she is more profitable than silver
and yields better returns than gold.
15 She is more precious than rubies;
nothing you desire can compare with her.
16 Long life is in her right hand;
in her left hand are riches and honor.
17 Her ways are pleasant ways,
and all her paths are peace.
18 She is a tree of life to those who take hold of her;
those who hold her fast will be blessed.

Proverbs 2:6

For the Lord gives wisdom;
from his mouth come knowledge and understanding.

The Top 100 Gen AI Consumer Apps — 7th Edition [Olivia Moore and Andressen Horowitz]

On 10/08/2026, in Artificial Intelligence/Agents/LLMs/and Related, business, corporate / business world, data related items, marketplaces, platforms, society, tools, trends, United States, vendors, by Daniel Christian

The Top 100 Gen AI Consumer Apps — 7th Edition — from a16z.com by Olivia Moore and Andressen Horowitz

The biggest takeaway from this new data? Consumer AI usage is wide, but not very deep…for almost everyone. While nearly half of U.S. consumers now report using AI, only 25% are engaged with it daily. And as of August, just 4.5% of U.S. consumers had an active paid personal subscription to ChatGPT, Gemini, or Claude. You can get more data on broad AI adoption in our State of Markets presentation we shared last week.

However, AI’s consumer power users are extremely engaged — and highly monetizable. The top 10% of spenders account for roughly half of all observed spending. These high spenders disproportionately buy coding, productivity, and creative tools.

In these users, consumer AI has found its first real market: people who pay — often a lot — for tools that help them build, create, and get work done. Reaching everyone else will likely take different products. We’re seeing glimmers of this now with the launch of personal assistants that, unlike their ancestor OpenClaw, are usable by non-developers — and free.

[Gifted article] Most college students get grants. See how they cut the price at 2,100 schools. [Wallack, Moriarty & Douglas-Gabriel]

On 10/08/2026, in business side of he, change, changing business models, colleges, cost of getting a degree, credentialing, dangers of the status quo, funding / grants, higher education, parents/guardians, society, student-related, trends, United States, universities, by Daniel Christian

Most college students get grants. See how they cut the price at 2,100 schools. — from washingtonpost.com by Todd Wallack, Dylan Moriarty and Danielle Douglas-Gabriel (this is a gifted article)
The Post created a list that shows the average cost to attend over 2,100 U.S. colleges. This tool allows you to see a school’s sticker price compared with the average real price — factoring in the average amount students get in grants and scholarships.

You might have seen us report recently that students often don’t pay the full sticker price for tuition at expensive schools.

So how much does college actually cost where you live?

We put together a searchable list of more than 2,100 four-year colleges and universities across the country so you can see how much colleges cost on average after factoring in grants and scholarships, including money students receive from the government, private organizations or the schools themselves.

The Age of Perpetual Change — from educause.edu
Artificial intelligence (AI) has risen to the number one spot on the 2027 EDUCAUSE Top 10. But its rank signals urgency more than consensus, and higher education is still grappling with what AI-driven change could mean for institutions. In many ways, AI embodies a broader reality: We’re living in an age of perpetual change.

2027 Top 10 Overview
Technological innovation is outpacing our ability to manage and harness it. The political and economic winds around us are erratic. And higher education itself is undergoing profound shifts that will reshape how our institutions function.

While this atmosphere breeds uncertainty and anxiety, it can also inspire innovation and growth. The 2027 EDUCAUSE Top 10 highlights how the higher education technology community is responding to those opportunities.

[Gifted article] The unexpected toll of searching endlessly for a new job [Carpenter]

On 10/08/2026, in business, career development, Daniel S. Christian, Emotion, engagement / engaging students, expectations, hearts -- matters of the heart, society, sociology, student-related, United States, vendors, workplace, by Daniel Christian

The unexpected toll of searching endlessly for a new job — from washingtonpost.com by Julia Carpenter [this is a gifted article]
“Ghost job” postings, AI interviewers and a lack of in-person connection can take a toll on your mental health.

A prolonged job search doesn’t just sap job seekers of time, money and energy — for many, the hunt takes a devastating toll on their mental health.

Although unemployment rates in the United States have been historically low, the Bureau of Labor Statistics reports that more than a quarter of jobless people qualify as “long-term unemployed,” meaning they have been hunting for 27 weeks or more.
…

“A prolonged job search isn’t simply a logistical challenge,” she said. “It erodes a person’s confidence over time and their sense of agency, along with their financial security, obviously.”

Studies show unemployment is linked to the development of mental disorders, including anxiety and depression. Long-term job seekers describe heightened stress and exhaustion, which can make the everyday work of a job hunt feel even more burdensome, said Mindy Shoss, professor of industrial and organizational psychology at the University of Central Florida.

From DSC:
I retired at the end of 2021, so I haven’t been in any kind of job search for years now. But I went through a time of job searching back in 2017 that lasted 9 months. I had some part-time work during that time, but nothing like the long work weeks that I was used to for years. It was a highly emotional time for me. Putting in the work to apply for a job took me at least a day per job application. Over time, not hearing anything back was discouraging. It’s hard not to take things personally, even though I knew these were business decisions. (But I also strongly believed that I faced age discrimination.) Putting oneself out there in a job search can be highly grueling and discouraging.

As any good job searching firm will tell you, networking is key. Students — know that up front. Go find out about networking, and if you aren’t doing it now, start doing it as soon as you can. Start to:

Share relevant and useful information via a blog, out on LinkedIn, or via other types of social media
Develop contacts and help them out whenever possible
Connect people to each other

Don’t just initiate something with your network when you need something. Feed your network constantly. (Though I will say, my network on LinkedIn was very little help to me. It turned out that the people I knew locally came through for me the most.)

The State of AI Report 2026 — from press.airstreet.com by Nathan Benaich
AI is building AI, physical AI, booming inference, and escalating cyber risks.

For nearly a decade, this report has been a labor of love. My interest in AI began with my PhD in cancer research and computational biology in the early 2010s. Since 2013, I’ve invested in companies building and applying AI to accelerate technological progress. The report is my way of sharing what I’m learning and helping more people understand the research shaping our world.

Every day brings new papers, model releases, and developments in industry and politics. Much of the work goes into deciding what deserves your attention, checking what the evidence supports, debating it with researchers and builders, and explaining why it matters.

October is National Disability Employment Awareness Month [nationaldisabilityinstitute.org]

On 10/05/2026, in accessibility / UDL, Bias | Diversity Equity & Inclusion (DE&I), career development, collaboration, Daniel S. Christian, innovation, legislatures / government / legal, neurodivergent/special needs, society, workplace, by Daniel Christian

October is National Disability Employment Awareness Month — from nationaldisabilityinstitute.org

Every October, we pause to honor something that should be obvious all year long: people with disabilities are part of the American workforce, and they always have been.

This is National Disability Employment Awareness Month, or NDEAM. The 2026 theme, set by the U.S. Department of Labor’s Office of Disability Employment Policy, is “Celebrating Value and Talent.” It’s the same theme as last year, carried forward as the country marks its 250th birthday.

We love that choice. It doesn’t ask anyone to prove their worth. It starts from the truth that the value and talent are already here.

A month with a long history
NDEAM began in 1945 as a single week. Congress expanded it to a full month in 1988, and today it’s observed by employers, schools, community groups and advocates across the country.

Eighty years in, the work is far from done.

Also relevant/see:

National Disability Institute (NDI) has launched a new podcast series. — from nationaldisabilityinstitute.org

“Moving the Needle” explores the ideas, innovations and partnerships that shape NDI’s work and are defining what comes next.

Episode 1 chronicles the gaps that existed prior to NDI’s formation, the organization’s humble beginnings and how far NDI has moved the needle toward building a better financial future for people with disabilities.

From vinyl records and paper checks to QR codes and smartphone apps, the first episode takes listeners on a then-and-now journey through NDI’s history, told through personal and professional reflections from members of its leadership team.

From DSC:
The topic of disability hits close to our home. One of our daughters was born with Mosaic Down Syndrome. She is different, but wonderfully so. Literally, from day one, the LORD said that He was going to teach me through her, and He has absolutely done so. I won’t get into all the ways that that has occurred, but valuing differences is not a cliché for me. For one thing, I don’t use the word “normal” much anymore…as there is no “normal.” I might use the word typical, but not normal.

Our daughter flavors the world in wonderful ways. For example:

Even as a little girl, she would go up and give hugs to people — surprising them in wonderfully positive ways.
She thrived in preschool all the way up through 5th grade, but then struggled mightily in 6th grade and 7th grade; she then went into homeschooling in 8th-12th grade. She also went to a Christian High School and a Career Technical Center.
Within the last several years, she’s really hit her stride in school. Her note-taking and skills have jumped to a completely new level. She learns, but she learns at her own pace.
She loves to dance and to draw things. She loves to write fantastical stories.
She has successfully worked two jobs already.
She’s in a special program for college and is learning a lot — but not without challenges.
She has an imagination that is off the charts. She can see movies in her head and hear songs without issue. We’re hoping that this special program will give her access to creative writing classes, art, criminology, and other topics that she’s interested in.

The LORD has made good on His word — again. I’ve learned a lot through her. I’ve changed because of her — no doubt about it. But I’ve also learned the incredible challenges that people with disabilities face. If their unique physical and/or cognitive situations weren’t enough, the way policies are created puts them at huge disabilities that the rest of society would balk at in an instant (and our Senators and Representatives would not stand for it if this were them or someone in their families). This involves budgetary items, big time. But also, people with disabilities are often pigeonholed into certain jobs/industries. This needs to stop.

So I’m posting the above items to give more visibility to this subculture within our society, and the challenges that they face. Let’s help straighten this situation out.

Making real work visible: Credentialing Community Justice Workers with Frontline Justice [eddesignlab.org]

On 09/29/2026, in 21st century, 24x7x365 access, Access to Justice (A2J), change, communities of practice, credentialing, law schools, Legal operations, legal reform, legal technologies, legislatures / government / legal, skills, society, vision/possibilities, workplace, by Daniel Christian

Making real work visible: Credentialing Community Justice Workers with Frontline Justice — from eddesignlab.org (also educationdesignlab.org)

Frontline Justice is working toward a simple, ambitious vision: By 2035, anyone, no matter their background or location, can access the legal help they need for everyday civil issues. To move toward that future, the work is organized around two goals that run in parallel: (1) rapidly growing a new workforce of justice workers now, and (2) laying out long-term vocational paths so this role becomes a lasting and respected part of the justice ecosystem.

Skills validation won’t scale on technology alone [The Education Design Lab]

On 09/29/2026, in credentialing, skills, society, technology (general), by Daniel Christian

Skills validation won’t scale on technology alone — from eddesignlab.org (also see educationdesignlab.org)
New report by Education Design Lab explores what it takes to build skills-validation ecosystems that work for people — and at scale.
.

As employers, educators, and workforce systems move toward skills-based practices, the challenge is no longer simply issuing badges or building assessments. The real work is creating systems that help people demonstrate what they can do, earn credentials they understand and trust, and carry those signals into real opportunities.

Education Design Lab’s new report, Validating Skills at Scale: A Human + Tech Ecosystem View, explores what it takes to make that possible.

Using the Lab’s XCredit ecosystem as a reference model, the report follows a composite opportunity seeker through the full skills-validation journey: discovering an opportunity, selecting a skill, completing a performance-based assessment, receiving feedback, earning and sharing a credential, and navigating next steps.

Some solid warnings about AI from Blake Montgomery’s recent newsletter:

There is an extensive and ongoing review related to our agents’ use of internet access during training and evaluation. We’ve been publishing summaries at the link below and will continue to.

We have not been as fast as we would have liked but we are trying to balance our desire… https://t.co/8zoMxas5Eq

— Sam Altman (@sama) September 25, 2026

Scoop: Top AI companies probing tens of thousands of security incidents — from axios.com by Madison Mills

OpenAI, Anthropic and security researchers are investigating tens of thousands of incidents in which their frontier models took steps that outside evaluators would consider problematic, sources told Axios.

Why it matters: The sheer number of incidents, which occurred in recent months in internal testing and the real world, indicates that the problem is orders of magnitude more complex than what is publicly known.

The findings, which are surfacing as part of internal work to assess models and in investigations at both companies into model behavior, raise questions about whether either company — or any top model-maker — is currently capable of establishing complete control over its technology.

Key Risk Factors for AI Loss of Control Came Together in 2026 Incident, Independent UN Scientific Panel Finds
Halting this incident is no assurance that humans will keep control of more capable systems

NEW YORK, 21 September 2026 – The Independent International Scientific Panel on AI, established by the UN General Assembly, released its first thematic brief, an assessment of the breach of Hugging Face’s systems by AI agents under evaluation at OpenAI this summer. The Panel, made up of 40 independent experts from all regions, is publishing it as an advance unedited version as world leaders gather in New York for the Assembly’s High-Level Week.

“Researchers have long warned that three conditions could lead to loss of control: a misaligned goal, the capability to pursue it, and an environment that allows it. This summer, all three came together in a real system, not a laboratory. Since this is not an isolated observation of misaligned goals, this raises serious questions about the way AI agents are currently trained.” – Yoshua Bengio, Co-Chair of the Panel and Turing Award laureate

Meta’s New Muse AI Agent Read My Private Messages. I Never Asked It To — from inc.com by Jason Aten
Permission isn’t the same and what a user actually expects your AI product will do with their personal information.

That obviously requires a certain amount of trust. An AI agent isn’t especially useful if it can’t see your files, interact with your apps, or understand what you’re working on. Meta says Muse is designed around that reality, while still putting users in control of what it can access.

At least, that’s what I thought.

Not only had I not asked it to do that sort of thing, I never gave it permission to read my messages. In fact, I remember explicitly choosing not to let it have access to my messages, calendar, and other personal information.

Although not from Blake, also see this free/gifted article out at the Washington Post:

ChatGPT-maker’s AI inappropriately probed federal government websites — from washingtonpost.com by Gerrit De Vynck and Nitasha Tiku
OpenAI said that its artificial intelligence agents inappropriately accessed sites for the Commerce Department and the Securities and Exchange Commission.

SAN FRANCISCO — Artificial intelligence technology from ChatGPT maker OpenAI probed U.S. government websites including the Departments of Education and Commerce, researchers said Friday, adding to the growing list of incidents in which OpenAI’s AI agents acted without the company’s knowledge.

The company’s AI agents attempted to hack into the website for the Education Department’s Office for Civil Rights but were not successful, according to a statement Friday from AI research firm Transluce. OpenAI’s software also accessed data from the U.S. Census Bureau using log-in information discovered on the web and copied public information from the Securities and Exchange Commission, a spokesperson for OpenAI said after the Transluce statement.

Priority 1: Getting a View and Setting a Vision Across Systems — from michaelbhorn.substack.com by Michael B. Horn, Angela Jackson, Mallory Dwinal-Palisch, and Danny Curtis

The shift required to prepare learners for a labor market defined by rapid skill change and more complex transitions cannot be accomplished by any one system. Nor is it enough for K–12, higher education, and workforce development to improve independently. They must work together—aligning programs, sharing resources, creating smoother transitions, and building models that combine academic learning with real workplace experience. Career readiness is not simply a goal these systems share. It is a shared outcome that they produce together as parts of a single talent pipeline.

For that reason, the first priority for states is not a single programmatic reform. It is creating a coherent, cross-system strategy. K–12, higher education, and workforce agencies— and the providers they oversee—need a common understanding of the current system, the future state they are trying to build, the changes required to get there, and the progress they are making toward those changes.
.

Some wisdom for us

On 09/27/2026, in Daniel S. Christian, faith, global, hearts -- matters of the heart, relationships, religion, society, youth, by Daniel Christian

James 3:13

Two Kinds of Wisdom
13 Who is wise and understanding among you? Let them show it by their good life, by deeds done in the humility that comes from wisdom.

Philippians 2:3-4

3 Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, 4 not looking to your own interests but each of you to the interests of the others.

Matthew 6:33

But seek first his kingdom and his righteousness, and all these things will be given to you as well.

From DSC:
Coming out of Northwestern, that verse was a life changer for me. It was pointed out to me by a wiser, older person…and it helped me reprioritize things in my life from then on.

Enabling the Citizen Lawyer [Furlong]

On 09/23/2026, in Access to Justice (A2J), Australia, Canada, law schools, Legal operations, legal reform, legal technologies, legislatures / government / legal, society, sociology, United States, by Daniel Christian

Enabling the Citizen Lawyer — from jordanfurlong.substack.com by Jordan Furlong
We’ve neglected the second half of lawyers’ professional identity: the civic duty to serve society, defend the rule of law, and support public institutions. It’s time we restored it to equal billing.

So, what are those particular citizenship duties that lawyers owe to society? To my mind, it comes down to defending and advancing the rule of law. In practical terms, that means lawyers bear the primary responsibility to:

Uphold constitutional values,
Support vital public institutions,
Enable universal access to justice,
Demand accountability from power holders,
Lead truth and reconciliation, and
Help ensure peace, order, and good government.

Lawyers possess a unique combination of legal knowledge, professional status, institutional access, and proximity to power. That gives us a distinctive, and I’d argue heightened, responsibility to safeguard the rule of law.

It’s that our duty to society, as lawyer citizens, is equally as important as our duty to clients as legal practitioners — that our civic role and our commercial role are each central to our professional identity and should have equivalent priority in our professional lives.

Learning Ecosystems