Blockchain

Microsoft is now bringing blockchain mainstream for the financial industry.

On 09/12/2017, in Blockchain, change, Europe, future, game-changing environment, health, Microsoft, platforms, vendors, by Daniel Christian

Microsoft Enters Into Blockchain Contract with Hapoalim — from finance.yahoo.com

Excerpt (emphasis DSC):

Microsoft Corp. is fast gaining traction in blockchain technology. The company has made impressive progress in recent times through its deal with Accenture Plc ACN and the launch of Coco Framework for making blockchain-based systems faster and secure.

Microsoft is now bringing the technology mainstream for the financial industry. The company is reportedly collaborating with an Israeli lender, Bank Hapoalim for blockchain technology based digital bank guarantees.

Bank guarantees are a declaration of assurance from a bank that a debtor’s liabilities will be met if an obligation is not fulfilled. Notably, this combination of blockchain with bank guarantee will be the first of its kind in the Israel banking sector. This application, once deployed, will not require clients to visit the bank physically. The documentation process will be less time consuming and secure.

Also see:

Blockchain technology is moving into the shipping industry — with Microsoft and Maersk on board — from finance.yahoo.com by Ryan Browne

Excerpt:

The distributed ledger will be used to capture information about shipments, risk and liability, and to help firms comply with insurance regulations.It will also ensure transparency across an interconnected network of clients, brokers, insurers and other third parties. EY explained that its decision to secure marine insurance data with blockchain was due to a “complete inefficiency” in the sector.

Who Will Build the Health-Care Blockchain? — from technologyreview.com by Mike Orcutt
Decentralized databases promise to revolutionize medical records, but not until the health-care industry buys in to the idea and gets to work.

Top Trends in the Gartner Hype Cycle for Emerging Technologies, 2017 — from gartner.com by Kasey Panetta
Enterprises should explain the business potential of blockchain, artificial intelligence and augmented reality.

Excerpt (emphasis DSC):

…emerging technologies such as machine learning, blockchain, drones (commercial UAVs), software-defined security and brain-computer interfaces have moved significantly along the Hype Cycle since 2016.
…

The Gartner Hype Cycle for Emerging Technologies, 2017 focuses on three emerging technology mega-trends: Artificial intelligence (AI) everywhere, transparently immersive experiences and digital platforms. Enterprise architects and technology innovation leaders should explore and ideate these three mega-trends to understand the future impacts to their business.

“Organizations will continue to be faced with rapidly accelerating technology innovation that will profoundly impact the way they deal with their workforces, customers and partners,” says Mike J. Walker, research director. “Our 2017 Hype Cycle reveals three distinct technology trends that profoundly create new experiences with unrivaled intelligence, and offer platforms that propel organizations to connect with new business ecosystems in order to become competitive over the next five to 10 years.”

5 items re: blockchain — which could be key for business, lifelong learning, & higher education as well

On 08/16/2017, in 21st century, Blockchain, business, change, computer science, corporate / business world, emerging technologies, Microsoft, platforms, programming, society, vendors, workplace, by Daniel Christian

Microsoft and Intel unite to bring blockchain to businesses with Coco Framework – from digitaltrends.com by Lulu Chang

Excerpt:

You still may not know what bitcoin is, but soon, you could be working with the technology that powers the cryptocurrency. Intel and Microsoft are working together to bring blockchain into the workplace, and it’s all contingent on a new framework they’re calling Coco. Heralded as a first-of-its-kind innovation, the goal is to jumpstart widespread adoption, particularly among businesses, of blockchain technology. After all, blockchain allows for secure and speedy transactions, which are key to many modern businesses.

As Microsoft noted in a news release, the Coco Framework is meant to reduce the complexity currently associated with blockchain protocol technology. As such, the company notes, the framework could pave the way for “more complex, real-world blockchain scenarios across industries — like financial services, supply chain and logistics, healthcare and retail — further proving blockchain’s potential to digitally transform business.”

Blockchain technology may seem a bit foreign to most, but Microsoft and Intel are hoping to bring it to businesses around the world.

The Platform Chronicles: 10 Questions with Phil Komarny, Chief Digital Officer at the Institute for Transformational Learning at UTx — from medium.com by Bruce Richardson
On the first blockchain app on Salesforce and the pursuit of lifelong learning

Excerpt (emphasis DSC):

Welcome to the The Platform Chronicles, a new publication designed to introduce readers to some of the most innovative partners that have developed applications on the Salesforce platform. This issue focuses on Phil Komarny and UTx’s plans to dramatically change Higher Ed.

Question #1
Phil, Can you tell us more about the University of Texas’ Institute for Transformational Learning and its relationship with Salesforce?

At the Institute for Transformational Learning we are charged with developing technologies that will power the delivery of educational experiences for our 215,000 students. Though this work we have created a platform that leverages a persistent profile of each of our learners. The platform, Totelic, also has the potential to integrate with each of our 14 campuses student information and learning management systems.

Thinking deeply about the learner’s lifelong journey, we also created a data model that places the learner at the center of the experience. Using Salesforce as our CRM we are afforded a 360-degree view of each learner. The data that resides in many siloed data stores on every campus today has now been wrapped around each learner to create a digital reflection of their abilities and goals.

A quick insert of a graphic from DSC:

…

Instead of replacing the ERP systems, we enhance them with our integrations so that each of our campuses has an innovation engine at their disposal. Creating new experiences for learners like modular certificates that stack toward a larger credential over time is now a reality for our campus partners.

(Editor’s note: Totelic was created by the UTX Institute for Transformational Learning, and is a “Learner Relationship Management” (LRM) system?—?that is basically a learning environment-agnostic dashboard that monitors a learner’s progress through any connected learning experience, e.g., a 3-credit course taught in Blackboard or a Salesforce Trailhead module. It normalizes the data stream and feeds a few algorithms that provide motivational guidance and track pace, progress and overall performance. It also has an integrated service model that leverages Salesforce communities to provide connection for everything from mentoring to events.)

…
Blockchains are being used for many things today. From crypto currency to tracking shipping containers and diamonds, the immutability, security and validity of this distributed data store create a new way to think through our current business process, policies and laws of any enterprise.

At a recent event at MIT, The Business of Blockchain, I was stunned to see each vertical represented with one omission?—?education.

After reading Phillip Schmidt’s Medium post about work they were doing at the MIT Media Lab that would effectively store any fellow’s digital credential to a blockchain, I envisioned how that approach might work for our platform.

While on a hike, I was pondering the application and the ChainScript was born. This application would be able to provide every learner in our system a way to own, manage and share a record of their academic accomplishments by storing their information on a blockchain.

To validate this approach we have created our proof of concept as private blockchain to allow us to focus on the different applications of the technology before we take the solutions to a different fabric.

Microsoft is working on its own commercial blockchain framework, expected to arrive in 2018 — from geekwire.com by Tom Krazit

Excerpt:

Starting next year, Microsoft plans to release an open-source framework that will allow businesses to implement blockchain technologies as part of their business processes.

The project, known as the Coco Framework, aims to help companies use blockchain ledger technologies to facilitate transactions between customers, suppliers, or anyone with whom they do business. Coco Framework will work with any ledger protocol and can run on any cloud provider’s services or on on-premises servers, Microsoft representatives said. The company plans to release more details on its approach later on Thursday.

Blockchain is the underlying technology behind the Bitcoin digital currency, but it has lots of other potential uses that have technologists and venture capitalists excited. It allows users to keep a record of transactions (or really anything that transpires between different entities) in a secure, decentralized “ledger.” Think of it like a database that isn’t tied to a server or public cloud, but rather a cascade of data points that work together to continuously update and verify a record of activity.

The Truth About Blockchain — from hbr.org by Marco Iansiti and Karim Lakhani

Excerpt:

The parallels between blockchain and TCP/IP are clear. Just as e-mail enabled bilateral messaging, bitcoin enables bilateral financial transactions. The development and maintenance of blockchain is open, distributed, and shared—just like TCP/IP’s. A team of volunteers around the world maintains the core software. And just like e-mail, bitcoin first caught on with an enthusiastic but relatively small community.

TCP/IP unlocked new economic value by dramatically lowering the cost of connections. Similarly, blockchain could dramatically reduce the cost of transactions. It has the potential to become the system of record for all transactions. If that happens, the economy will once again undergo a radical shift, as new, blockchain-based sources of influence and control emerge.*

* From DSC:
“What if…?” comes to mind here…

In a blockchain system, the ledger is replicated in a large number of identical databases, each hosted and maintained by an interested party. When changes are entered in one copy, all the other copies are simultaneously updated. So as transactions occur, records of the value and assets exchanged are permanently entered in all ledgers. There is no need for third-party intermediaries to verify or transfer ownership. If a stock transaction took place on a blockchain-based system, it would be settled within seconds, securely and verifiably. (The infamous hacks that have hit bitcoin exchanges exposed weaknesses not in the blockchain itself but in separate systems linked to parties using the blockchain.)

Microsoft Is Working to Make Blockchain Faster and More Popular — from finance.yahoo.com and Reuters

Excerpt:

Microsoft is working on technology that it believes can make blockchain-based systems faster and more private, as it looks to speed up use of the distributed database software by enterprises.

The company said on Thursday that it had developed a system called Coco Framework, which connects to different blockchain networks to solve some of the issues that have slowed down their adoption, including speed and privacy concerns.

Coco, whose names stands for Confidential Consortium, will be ready and made open source by 2018, Microsoft said.

It is currently compatible with Ethereum, one of the most popular types of blockchains and can make it roughly 100 times faster, Microsoft said.

Addendum on 8/17/17:

The case for a next generation learning platform [Grush & Christian]

On 07/11/2017, in 21st century, 24x7x365 access, A/V -- audio/visual, adult learning, Amazon, Artificial Intelligence/Agents/LLMs/and Related, attention, Blockchain, Bring your own device (BYOD), career development, change, cloud-based computing / apps / other cloud-related, CMS/LMS, collaboration, colleges, communications, communities of practice, community colleges, competency-based learning/education, convergence, corporate / business world, corporate universities / corporate training, cost of getting a degree, credentialing, Daniel S. Christian, digital audio, digital learning, digital storytelling, digital textbooks, digital video, disruption, distance education, education, education technology, educational games / serious games, elearning, emerging technologies, engagement / engaging students, future, future of higher education, game-changing environment, generational differences, global / globalization, heutagogy, higher education, history, human-computer interaction (HCI), ideas, innovation, intelligent systems, intelligent tutoring, internet, K-12 related, languages and translation, learner profiles, learning, learning agents, learning ecosystem, Learning from the Living [Class] Room, learning hubs & pods & microschooling, learning spaces, lifelong learning, machine-to-machine communications, Michigan, microlearning, mirroring and/or multiple devices, mobile learning, MOOCs -- Massive Open Online Courses, more voice more choice more control, multimedia, Natural Language Processing (NLP), Near Field Communication (NFC), New "Amazon.com" of Higher Education, new business models, new media literacies, online learning, online media, online tutoring, open courseware and systems, pace of change, passions, personalized/customized learning, platforms, professional development, reinvent, robotics, RSS, second screen apps, simulations, social learning / networks, society, staying relevant, storytelling, streams of content, student-related, surviving, teaching online, technologies for your home, technology (general), telepresence, television, tools, training / L&D, trends, TVs, universities, user experience (UX), using teams, vendors, videoconferencing, Virtual Reality (VR) / worlds / learning, virtual tutoring, vision/possibilities, voice recognition / voice enabled interfaces, web-based collaboration, webinars, workplace, youth, by Daniel Christian

The case for a next generation learning platform — from campustechnology.com by Mary Grush & Daniel Christian

Excerpt (emphasis DSC):

Grush: Then what are some of the implications you could draw from metrics like that one?

Christian: As we consider all the investment in those emerging technologies, the question many are beginning to ask is, “How will these technologies impact jobs and the makeup of our workforce in the future?”

While there are many thoughts and questions regarding the cumulative impact these technologies will have on our future workforce (e.g., “How many jobs will be displaced?”), the consensus seems to be that there will be massive change.

Whether our jobs are completely displaced or if we will be working alongside robots, chatbots, workbots, or some other forms of AI-backed personal assistants, all of us will need to become lifelong learners — to be constantly reinventing ourselves. This assertion is also made in the aforementioned study from McKinsey: “AI promises benefits, but also poses urgent challenges that cut across firms, developers, government, and workers. The workforce needs to be re-skilled to exploit AI rather than compete with it…”

A side note from DSC:
I began working on this vision prior to 2010…but I didn’t officially document it until 2012.

Learning from the Living [Class] Room:

A global, powerful, next generation learning platform

What does the vision entail?

A new, global, collaborative learning platform that offers more choice, more control to learners of all ages – 24×7 – and could become the organization that futurist Thomas Frey discusses here with Business Insider:

“I’ve been predicting that by 2030 the largest company on the internet is going to be an education-based company that we haven’t heard of yet,” Frey, the senior futurist at the DaVinci Institute think tank, tells Business Insider.

A learner-centered platform that is enabled by – and reliant upon – human beings but is backed up by a powerful suite of technologies that work together in order to help people reinvent themselves quickly, conveniently, and extremely cost-effectively
A customizable learning environment that will offer up-to-date streams of regularly curated content (i.e., microlearning) as well as engaging learning experiences
Along these lines, a lifelong learner can opt to receive an RSS feed on a particular topic until they master that concept; periodic quizzes (i.e., spaced repetition) determines that mastery. Once mastered, the system will ask the learner whether they still want to receive that particular stream of content or not.
A Netflix-like interface to peruse and select plugins to extend the functionality of the core product
An AI-backed system of analyzing employment trends and opportunities will highlight those courses and streams of content that will help someone obtain the most in-demand skills
A system that tracks learning and, via Blockchain-based technologies, feeds all completed learning modules/courses into learners’ web-based learner profiles
A learning platform that provides customized, personalized recommendation lists – based upon the learner’s goals
A platform that delivers customized, personalized learning within a self-directed course (meant for those content creators who want to deliver more sophisticated courses/modules while moving people through the relevant Zones of Proximal Development)
Notifications and/or inspirational quotes will be available upon request to help provide motivation, encouragement, and accountability – helping learners establish habits of continual, lifelong-based learning
(Potentially) An online-based marketplace, matching learners with teachers, professors, and other such Subject Matter Experts (SMEs)
(Potentially) Direct access to popular job search sites
(Potentially) Direct access to resources that describe what other companies do/provide and descriptions of any particular company’s culture (as described by current and former employees and freelancers)
(Potentially) Integration with one-on-one tutoring services

Further details here >>

Addendum from DSC (regarding the resource mentioned below):
Note the voice recognition/control mechanisms on Westinghouse’s new product — also note the integration of Amazon’s Alexa into a “TV.”

Westinghouse’s Alexa-equipped Fire TV Edition smart TVs are now available — from theverge.com by Chaim Gartenberg

The key selling point, of course, is the built-in Amazon Fire TV, which is controlled with the bundled Voice Remote and features Amazon’s Alexa assistant.

Finally…also see:

NASA unveils a skill for Amazon’s Alexa that lets you ask questions about Mars — from geekwire.com by Kevin Lisota
Holographic storytelling — from jwtintelligence.com
The stories of Holocaust survivors are brought to life with the help of interactive 3D technologies.
New Dimensions in Testimony is a new way of preserving history for future generations. The project brings to life the stories of Holocaust survivors with 3D video, revealing raw first-hand accounts that are more interactive than learning through a history book. Holocaust survivor Pinchas Gutter, the first subject of the project, was filmed answering over 1000 questions, generating approximately 25 hours of footage. By incorporating natural language processing from the USC Institute for Creative Technologies (ICT), people are able to ask Gutter’s projected image questions that trigger relevant responses.

Realizing the Potential of Blockchain: A Multistakeholder Approach to the Stewardship of Blockchain and Cryptocurrencies — from the World Economic Forum

Excerpts:

Like the first generation of the internet, this second generation promises to disrupt business models and transform industries. Blockchain (also called distributed ledger), the technology enabling cryptocurrencies like bitcoin and Ethereum, is pulling us into a new era of openness, decentralization and global inclusion. It leverages the resources of a global peer-to-peer network to ensure the integrity of the value exchanged among billions of devices without going through a trusted third party. Unlike the internet alone, blockchains are distributed, not centralized; open, not hidden; inclusive, not exclusive; immutable, not alterable; and secure. Blockchain gives us unprecedented capabilities to create and trade value in society. As the foundational platform of the Fourth Industrial Revolution, it enables such innovations as artificial intelligence (AI), machine learning, the internet of things (IoT), robotics and even technology in our bodies, so that more people can participate in the economy, create wealth and improve the state of the world.

However, this extraordinary technology may be stalled, sidetracked, captured or otherwise suboptimized depending on how all the stakeholders behave in stewarding this set of resources – i.e. how it is governed.
…
At the overall ecosystem level, we look at the need for a proper legal structure, regulatory restraint, diversity of viewpoints and scientific research in tandem with business development. We introduce each of the eight stakeholders in the ecosystem: innovators, venture capitalists, banks and financial services, developers, academics, non-governmental organizations (NGOs), government bodies, and users or citizens.
…

The internet is entering a second era that’s based on blockchain. The last few decades brought us the internet of information. We are now witnessing the rise of the internet of value. Where the first era was sparked by a convergence of computing and communications technologies, this second era will be powered by a clever combination of cryptography, mathematics, software engineering and behavioural economics. It is blockchain technology, also called distributed ledger technology. Like the internet before it, the blockchain promises to upend business models and disrupt industries. It is pushing us to challenge how we have structured society, defined value and rewarded participation.

From DSC:
Institutions of higher education need to put the topic of blockchain-based technologies on their radars, as blockchain could impact how people get their credentials in the future. It could easily turn out to be the case that community colleges, colleges, and universities will join other organizations in terms of being able to offer credentials to their learners.

In today’s tech world, often it’s a “winner takes all” situation

On 06/27/2017, in Amazon, analytics, Apple, Artificial Intelligence/Agents/LLMs/and Related, Asia, Augmented Reality (AR), Australia, Blockchain, bots, Canada, change, changing business models, cloud-based computing / apps / other cloud-related, collaboration, communications, computer science, corporate / business world, data related items, disruption, education, education technology, emerging technologies, engineering, entrepreneurship, Europe, Facebook / Meta Platforms, global / globalization, Google, health, human-computer interaction (HCI), ideas, India, innovation, machine-to-machine communications, Microsoft, music, Natural Language Processing (NLP), platforms, reinvent, robotics, social media, staying relevant, surviving, technology (general), trends, United States, vendors, Virtual Reality (VR) / worlds / learning, voice recognition / voice enabled interfaces, web-based collaboration, workplace, by Daniel Christian

Winner takes all — from by Michael Moe, Luben Pampoulov, Li Jiang, Nick Franco, & Suzee Han

We did a lot of things that seemed crazy at the time. Many of those crazy things now have over a billion users, like Google Maps, YouTube, Chrome, and Android.

— Larry Page, CEO, Alphabet

Excerpt:

An alphabet is a collection of letters that represent language. Alphabet, accordingly, is a collection of companies that represent the many bets Larry Page is making to ensure his platform is built to not only survive, but to thrive in a future defined by accelerating digital disruption. It’s an “Alpha” bet on a diversified platform of assets.

If you look closely, the world’s top technology companies are making similar bets.

Technology in general and the Internet in particular is all about a disproportionate gains to the leader in a category. Accordingly, as technology leaders like Facebook, Alphabet, and Amazon survey the competitive landscape, they have increasingly aimed to develop and acquire emerging technology capabilities across a broad range of complementary categories.

Accenture and Microsoft Create Blockchain Prototype for Identity [which-50.com]

On 06/26/2017, in Blockchain, global / globalization, Microsoft, platforms, society, tools, vendors, by Daniel Christian

Accenture and Microsoft Create Blockchain Prototype for Identity — from which-50.com

Excerpt:

Accenture and Microsoft have created a prototype based on blockchain technology with the aim of creating a digital identity for 1.1 billion people around the world who don’t have a formal ID.

Approximately one-sixth of the world’s population cannot participate in cultural, political, economic and social life because they lack the most basic information: documented proof of their existence.

Establishing identity is critical to accessing a wide range of activities, including education, healthcare, voting, banking, mobile communications, housing, and family and childcare benefits.

The ID prototype, which builds on Accenture’s capabilities in blockchain and its experience developing and deploying large-scale biometric systems, runs on Microsoft Azure’s cloud platform.

Accenture and Microsoft demonstrated the prototype this week at the ID2020 Summit at the UN.

What a future, powerful, global learning platform will look & act like [Christian]

On 06/22/2017, in 21st century, 24x7x365 access, A/V -- audio/visual, accessibility / UDL, adult learning, Amazon, analytics, Apple, Artificial Intelligence/Agents/LLMs/and Related, assessment, assistive technologies, attention, Augmented Reality (AR), Blockchain, blogs / blogging / vlogging, bots, Bring your own device (BYOD), business side of he, career development, change, cloud-based computing / apps / other cloud-related, CMS/LMS, collaboration, colleges, communications, communities of practice, community colleges, competency-based learning/education, computer science, content development, aggregation, repositories, convergence, corporate / business world, corporate universities / corporate training, cost of getting a degree, credentialing, Daniel S. Christian, data related items, digital audio, digital learning, digital textbooks, digital video, disruption, distance education, education, education technology, educational games / serious games, elearning, emerging technologies, engagement / engaging students, Facebook / Meta Platforms, future, future of higher education, game-changing environment, global / globalization, Google, heutagogy, higher education, homeschooling/homeschoolers, human-computer interaction (HCI), IBM, ideas, informal learning, innovation, instructional design, intelligent systems, intelligent tutoring, internet, K-12 related, languages and translation, learning, learning agents, learning ecosystem, Learning from the Living [Class] Room, learning hubs & pods & microschooling, learning preferences, learning spaces, liberal arts, lifelong learning, love of learning, machine-to-machine communications, microlearning, Microsoft, mobile learning, more voice more choice more control, multimedia, Natural Language Processing (NLP), Near Field Communication (NFC), New "Amazon.com" of Higher Education, new business models, online learning, online media, online tutoring, participation, personalized/customized learning, platforms, professional development, reinvent, robotics, RSS, second screen apps, simulations, smart classrooms, social learning / networks, society, staying relevant, streams of content, student-related, surviving, tablets, teaching & learning, teaching online, technologies for your home, technology (general), telepresence, television, tools, training / L&D, TVs, universities, user experience (UX), using teams, vendors, videoconferencing, virtual field trips, virtual K-12 schools, Virtual Reality (VR) / worlds / learning, virtual tutoring, vision/possibilities, voice recognition / voice enabled interfaces, web-based collaboration, webinars, workplace, by Daniel Christian

Learning from the Living [Class] Room:
A vision for a global, powerful, next generation learning platform

By Daniel Christian

NOTE: Having recently lost my Senior Instructional Designer position due to a staff reduction program, I am looking to help build such a platform as this. So if you are working on such a platform or know of someone who is, please let me know: danielchristian55@gmail.com.

I want to help people reinvent themselves quickly, efficiently, and cost-effectively — while providing more choice, more control to lifelong learners. This will become critically important as artificial intelligence, robotics, algorithms, and automation continue to impact the workplace.

Learning from the Living [Class] Room:
A global, powerful, next generation learning platform

What does the vision entail?

A new, global, collaborative learning platform that offers more choice, more control to learners of all ages – 24×7 – and could become the organization that futurist Thomas Frey discusses here with Business Insider:

“I’ve been predicting that by 2030 the largest company on the internet is going to be an education-based company that we haven’t heard of yet,” Frey, the senior futurist at the DaVinci Institute think tank, tells Business Insider.

A learner-centered platform that is enabled by – and reliant upon – human beings but is backed up by a powerful suite of technologies that work together in order to help people reinvent themselves quickly, conveniently, and extremely cost-effectively
An AI-backed system of analyzing employment trends and opportunities will highlight those courses and “streams of content” that will help someone obtain the most in-demand skills
A system that tracks learning and, via Blockchain-based technologies, feeds all completed learning modules/courses into learners’ web-based learner profiles
A learning platform that provides customized, personalized recommendation lists – based upon the learner’s goals
A platform that delivers customized, personalized learning within a self-directed course (meant for those content creators who want to deliver more sophisticated courses/modules while moving people through the relevant Zones of Proximal Development)
Notifications and/or inspirational quotes will be available upon request to help provide motivation, encouragement, and accountability – helping learners establish habits of continual, lifelong-based learning
(Potentially) An online-based marketplace, matching learners with teachers, professors, and other such Subject Matter Experts (SMEs)
(Potentially) Direct access to popular job search sites
(Potentially) Direct access to resources that describe what other companies do/provide and descriptions of any particular company’s culture (as described by current and former employees and freelancers)

Further details:
While basic courses will be accessible via mobile devices, the optimal learning experience will leverage two or more displays/devices. So while smaller smartphones, laptops, and/or desktop workstations will be used to communicate synchronously or asynchronously with other learners, the larger displays will deliver an excellent learning environment for times when there is:

A Subject Matter Expert (SME) giving a talk or making a presentation on any given topic
A need to display multiple things going on at once, such as:
The SME(s)
An application or multiple applications that the SME(s) are using
Content/resources that learners are submitting in real-time (think Bluescape, T1V, Prysm, other)
The ability to annotate on top of the application(s) and point to things w/in the app(s)
Media being used to support the presentation such as pictures, graphics, graphs, videos, simulations, animations, audio, links to other resources, GPS coordinates for an app such as Google Earth, other
Other attendees (think Google Hangouts, Skype, Polycom, or other videoconferencing tools)
An (optional) representation of the Personal Assistant (such as today’s Alexa, Siri, M, Google Assistant, etc.) that’s being employed via the use of Artificial Intelligence (AI)

This new learning platform will also feature:

Voice-based commands to drive the system (via Natural Language Processing (NLP))
Language translation (using techs similar to what’s being used in Translate One2One, an earpiece powered by IBM Watson)
Speech-to-text capabilities for use w/ chatbots, messaging, inserting discussion board postings
Text-to-speech capabilities as an assistive technology and also for everyone to be able to be mobile while listening to what’s been typed
Chatbots
- For learning how to use the system
- For asking questions of – and addressing any issues with – the organization owning the system (credentials, payments, obtaining technical support, etc.)
- For asking questions within a course
As many profiles as needed per household
(Optional) Machine-to-machine-based communications to automatically launch the correct profile when the system is initiated (from one’s smartphone, laptop, workstation, and/or tablet to a receiver for the system)
(Optional) Voice recognition to efficiently launch the desired profile
(Optional) Facial recognition to efficiently launch the desired profile
(Optional) Upon system launch, to immediately return to where the learner previously left off
The capability of the webcam to recognize objects and bring up relevant resources for that object
A built in RSS feed aggregator – or a similar technology – to enable learners to tap into the relevant “streams of content” that are constantly flowing by them
Social media dashboards/portals – providing quick access to multiple sources of content and whereby learners can contribute their own “streams of content”

In the future, new forms of Human Computer Interaction (HCI) such as Augmented Reality (AR), Virtual Reality (VR), and Mixed Reality (MR) will be integrated into this new learning environment – providing entirely new means of collaborating with one another.

Likely players:

Amazon – personal assistance via Alexa
Apple – personal assistance via Siri
Google – personal assistance via Google Assistant; language translation
Facebook — personal assistance via M
Microsoft – personal assistance via Cortana; language translation
IBM Watson – cognitive computing; language translation
Polycom – videoconferencing
Blackboard – videoconferencing, application sharing, chat, interactive whiteboard
T1V, Prsym, and/or Bluescape – submitting content to a digital canvas/workspace
Samsung, Sharp, LCD, and others – for large displays with integrated microphones, speakers, webcams, etc.
Feedly – RSS aggregator
_________ – for providing backchannels
_________ – for tools to create videocasts and interactive videos
_________ – for blogs, wikis, podcasts, journals
_________ – for quizzes/assessments
_________ – for discussion boards/forums
_________ – for creating AR, MR, and/or VR-based content

AIG teams with IBM to use blockchain for ‘smart’ insurance policy — from reuters.com by Suzanne Barlyn

Excerpt (emphasis DSC):

Insurer American International Group Inc has partnered with International Business Machines Corp to develop a “smart” insurance policy that uses blockchain to manage complex international coverage, the companies said on Wednesday.

AIG and IBM completed a pilot of a so-called “smart contract” multi-national policy for Standard Chartered Bank PLC which the companies said is the first of its kind using blockchain’s digital ledger technology.
…
IBM has been partnering with leading companies in various industries, including Danish transport company Maersk, to create blockchain-based products that can streamline complex international dealings across sectors.

Blockchain technology, which powers the digital currency bitcoin, enables data sharing across a network of individual computers. It has gained worldwide popularity due to its usefulness in recording and keeping track of assets or transactions across all industries.

From DSC:
Why post this item? Because IBM and others are experimenting with and investing millions into blockchain-based technologies; and because the manner in which credentials are stored and recognized will most likely be significantly impacted by blockchain-based technologies. Earlier this year at the Next Generation Learning Spaces Conference in San Diego, I mentioned that this topic of blockchain-based technologies is something that should be on our radars within higher education.

12 emerging technologies aiming to transform user experience (UX) — from PwC

On 06/14/2017, in analytics, Artificial Intelligence/Agents/LLMs/and Related, Augmented Reality (AR), Blockchain, bots, data related items, education technology, emerging technologies, human-computer interaction (HCI), ideas, innovation, internet, machine-to-machine communications, Natural Language Processing (NLP), usability, user experience (UX), Virtual Reality (VR) / worlds / learning, by Daniel Christian

12 #EmergingTechnologies aiming to transform #UX (#AI #AR #ML #bigdata #IoT) https://t.co/1DO0qwjNc0 HT @MikeQuindazzi #LTW #VivaTech pic.twitter.com/wWahBIc0qD

— Evan Kirstel (@evankirstel) June 14, 2017

The Future of Jobs and Jobs Training [Rainie & Anderson] DC: What changes should HE make immediately?

On 05/04/2017, in 21st century, Artificial Intelligence/Agents/LLMs/and Related, Blockchain, business, business side of he, career development, change, changing business models, colleges, communications, communities of practice, community colleges, competency-based learning/education, corporate / business world, corporate universities / corporate training, cost of getting a degree, creativity, credentialing, dangers of the status quo, Daniel S. Christian, digital learning, emerging technologies, game-changing environment, global / globalization, heutagogy, higher education, human-computer interaction (HCI), ideas, learner profiles, learning, learning agents, learning ecosystem, Learning from the Living [Class] Room, lifelong learning, New "Amazon.com" of Higher Education, new business models, online learning, online tutoring, organizational change, reinvent, society, staying relevant, strategy, student-related, surviving, training / L&D, trends, vision/possibilities, workplace, by Daniel Christian

The Future of Jobs and Jobs Training — from by Lee Rainie and Janna Anderson
As robots, automation and artificial intelligence perform more tasks and there is massive disruption of jobs, experts say a wider array of education and skills-building programs will be created to meet new demands. There are two uncertainties: Will well-prepared workers be able to keep up in the race with AI tools? And will market capitalism survive?

Excerpt:

Machines are eating humans’ jobs talents. And it’s not just about jobs that are repetitive and low-skill. Automation, robotics, algorithms and artificial intelligence (AI) in recent times have shown they can do equal or sometimes even better work than humans who are dermatologists, insurance claims adjusters, lawyers, seismic testers in oil fields, sports journalists and financial reporters, crew members on guided-missile destroyers, hiring managers, psychological testers, retail salespeople, and border patrol agents. Moreover, there is growing anxiety that technology developments on the near horizon will crush the jobs of the millions who drive cars and trucks, analyze medical tests and data, perform middle management chores, dispense medicine, trade stocks and evaluate markets, fight on battlefields, perform government functions, and even replace those who program software – that is, the creators of algorithms.

Several policy and market-based solutions have been promoted to address the loss of employment and wages forecast by technologists and economists. A key idea emerging from many conversations, including one of the lynchpin discussions at the World Economic Forum in 2016, is that changes in educational and learning environments are necessary to help people stay employable in the labor force of the future. Among the six overall findings in a new 184-page report from the National Academies of Sciences, the experts recommended: “The education system will need to adapt to prepare individuals for the changing labor market. At the same time, recent IT advances offer new and potentially more widely accessible ways to access education.”

In the next 10 years, do you think we will see the emergence of new educational and training programs that can successfully train large numbers of workers in the skills they will need to perform the jobs of the future?

From DSC:
The following questions (from the article) might be fodder for initial conversations regarding what changes need to immediately occur within higher education. Those changes might be to establish teams/task forces/etc. charged with answering these kinds of questions.

What are the most important skills needed to succeed in the workforce of the future?
Which of these skills can be taught effectively via online systems – especially those that are self-directed – and other nontraditional settings?
Which skills will be most difficult to teach at scale?
Will employers be accepting of applicants who rely on new types of credentialing systems, or will they be viewed as less qualified than those who have attended traditional four-year and graduate programs?

The following section further supports a vision that I’ve been tracking entitled, “Learning from the Living [Class] Room” — where I see the “New Amazon.com of Higher Education” unfolding. Blockchain-based technologies will likely be involved here.

A diversifying education and credentialing ecosystem: Most of these experts expect the education marketplace – especially online learning platforms – to continue to change in an effort to accommodate the widespread needs. Some predict employers will step up their own efforts to train and retrain workers. Many foresee a significant number of self-teaching efforts by jobholders themselves as they take advantage of proliferating online opportunities.

Respondents see a new education and training ecosystem emerging in which some job preparation functions are performed by formal educational institutions in fairly traditional classroom settings, some elements are offered online, some are created by for-profit firms, some are free, some exploit augmented and virtual reality elements and gaming sensibilities, and a lot of real-time learning takes place in formats that job seekers pursue on their own.

A considerable number of respondents to this canvassing focused on the likelihood that the best education programs will teach people how to be lifelong learners. Accordingly, some say alternative credentialing mechanisms will arise to assess and vouch for the skills people acquire along the way.

DC: Many societies around the globe are looking at massive change coming at them. What changes should those of us working in higher education begin to make — immediately? In the longer term?

These respondents suggest that workers of the future will learn to deeply cultivate and exploit creativity, collaborative activity, abstract and systems thinking, complex communication, and the ability to thrive in diverse environments.

Addendum on 5/6/17:

How to Prepare for an Automated Future — from nytimes.com by Claire Cain Miller
Excerpt:
We don’t know how quickly machines will displace people’s jobs, or how many they’ll take, but we know it’s happening — not just to factory workers but also to money managers, dermatologists and retail workers. The logical response seems to be to educate people differently, so they’re prepared to work alongside the robots or do the jobs that machines can’t. But how to do that, and whether training can outpace automation, are open questions.

Melbourne University to pilot blockchain based micro-credentialing system [econotimes.com; AU]

On 05/01/2017, in accreditation, Australia, Blockchain, credentialing, higher education, ideas, innovation, microlearning, universities, by Daniel Christian

Melbourne University to pilot blockchain based micro-credentialing system — from econotimes.com

Excerpt:

The University of Melbourne is all set to become the first Australian institution to trial blockchain technology.

Last week, the university announced that it is teaming up with Learning Machine, a US-based company associated with the Massachusetts Institute of Technology (MIT) Media Lab, to pilot a blockchain based micro-credentialing system, which will enable employers to verify those credentials quickly.

Speaking at the annual meeting of a data portability consortium in Melbourne last week, Pro Vice-Chancellor (Teaching and Learning) Professor Gregor Kennedy said the decision to pilot Learning Machine’s blockchain platform for micro-credentialing is based on supporting new types of learning recognition that are increasingly being demanded by students and employers in a globalised, digital world.

Brace yourselves: AI is set to explode in higher ed in the next 4 years –from ecampusnews.com by Laura Ascione
As AI grows in the education sector, its impact could be felt in student learning programs, websites and admissions programs

Excerpt:

A new report predicts that artificial intelligence (AI) in the U.S. education sector will grow 47.5 percent through 2021.

The report, Artificial Intelligence Market in the U.S. Education Sector 2017-2021, is based on in-depth market analysis with inputs from industry experts.

One of the major trends surrounding AI and education is AI-powered educational games. Because games have the potential to engage students while teaching them challenging education concepts in an engaging manner, vendors are incorporating AI features into games to enhance their interactivity.

Educational games that include adaptive learning features give students frequent and timely suggestions for a guided learning experience.

From DSC:
I can’t say how many AI-based solutions we’ll see within higher education in the next 4 years…it could be a lot…it could be a little. But it will happen. At some point, it will happen.

The use of AI will likely play a key role in a future organization that I’m calling the Next Amazon.com of Higher Education. AI will likely serve as a foundational piece of what futurist Thomas Frey claims will be the largest company on the internet: “an education-based company that we haven’t heard of yet.” (source)

Web-based learner profiles and blockchain-based technologies should also be on our radars, and are relevant in this discussion.

Also see:

Key questions answered in this report

What will the market size be in 2021 and what will the growth rate be?
What are the key market trends?
What is driving this market?
What are the challenges to market growth?
Who are the key vendors in this market space?
What are the market opportunities and threats faced by the key vendors?
What are the strengths and weaknesses of the key vendors?

Q&A: Artificial Intelligence Expert Shares His Vision of the Future of Education — from edtechmagazine.com by Amy Burroughs
Artificial intelligence expert Joseph Qualls believes AI can solve some of the biggest challenges facing higher education — and the change is already underway.

Excerpts:

EDTECH: What AI applications might we see in higher education?

QUALLS: You are going to see a massive change in education from K–12 to the university. The thought of having large universities and large faculties teaching students is probably going to go away — not in the short-term, but in the long-term. You will have a student interact with an AI system that will understand him or her and provide an educational path for that particular student. Once you have a personalized education system, education will become much faster and more enriching. You may have a student who can do calculus in the sixth grade because AI realized he had a mathematical sense. That personalized education is going to change everything.

Credentials, Reputation, and the Blockchain [Schmidt]

On 04/26/2017, in 21st century, Blockchain, career development, colleges, community colleges, credentialing, Daniel S. Christian, emerging technologies, higher education, ideas, learner profiles, lifelong learning, universities, workplace, by Daniel Christian

Credentials, Reputation, and the Blockchain — from er.educause.edu by J. Philipp Schmidt

Using the blockchain and strong cryptography permits creating certifications that put us in control of the full record of our achievements. Recipients can share a digital degree with an employer while providing trustworthy proof that the degree was in fact issued to the person presenting it. This raises interesting questions about the nature of recognizing and accrediting achievements.

Excerpt:

The trail of credentials and achievements that we generate throughout our lives says something about who we are, and it can open doors that allow us to become who we want to be. Some credentials, such as university degrees, count more than others. But all of these credentials represent experiences that are part of our lives, signals of our achievements, and markers of communities we belong to.

Our current, mostly analog system for managing credentials is slow, complicated, and relatively unreliable. Creating a digital infrastructure for certificates has many advantages, and new technologies like the blockchain offer exciting opportunities. The stakes are high, however, because such a system could grow to represent our professional reputations as well, creating or limiting opportunities. We need to be thoughtful about its design and the type of institutions we trust to govern it.

From DSC:
This is one of the topics I was trying to relay back in February in our presentation at the 2017 NGLS Conference:

The Blockchain Revolution and Higher Education — from er.educause.edu by Don Tapscott and Alex Tapscott
The blockchain provides a rich, secure, and transparent platform on which to create a global network for higher learning. This Internet of value can help to reinvent higher education in a way the Internet of information alone could not.

Excerpt:

What will be the most important technology to change higher education? In our view, it’s not big data, the social web, MOOCs, virtual reality, or even artificial intelligence. We see these as components of something new, all enabled and transformed by an emerging technology called the blockchain.

OK, it’s not the most sonorous word ever, sounding more like a college football strategy than a transformative technology. Yet, sonorous or not, the blockchain represents nothing less than the second generation of the Internet, and it holds the potential to disrupt money, business, government, and yes, higher education.

The opportunities for innovators in higher education fall into four categories:

Identity and Student Records: How we identify students; protect their privacy; measure, record, and credential their accomplishments; and keep these records secure
New Pedagogy: How we customize teaching to each student and create new models of learning
Costs (Student Debt): How we value and fund education and reward students for the quality of their work
The Meta-University: How we design entirely new models of higher education so that former MIT President Chuck Vest’s dream can become a reality¹

The blockchain may help us change the relationships among colleges and universities and, in turn, their relationship to society.

Let us explain.

What if there was an Internet of value — a global, distributed, highly secure platform, ledger, or database where we could store and exchange things of value and where we could trust each other without powerful intermediaries? That is the blockchain.

From DSC:
The quote…

In 2006, MIT President Emeritus Vest offered a tantalizing vision of what he called the meta-university. In the open-access movement, he saw “a transcendent, accessible, empowering, dynamic, communally constructed framework of open materials and platforms on which much of higher education worldwide can be constructed or enhanced.”

…made me wonder if this is where a vision that I’m tracking called Learning from the Living [Class] Room is heading. Also, along these lines, futurist Thomas Frey believes

“I’ve been predicting that by 2030 the largest company on the internet is going to be an education-based company that we haven’t heard of yet,” Frey, the senior futurist at the DaVinci Institute think tank, tells Business Insider. (source)

Blockchain could be a key piece of this vision.

Learning Ecosystems

Microsoft is now bringing blockchain mainstream for the financial industry.

5 items re: blockchain — which could be key for business, lifelong learning, & higher education as well

Realizing the Potential of Blockchain — A white paper from the World Economic Forum

Accenture and Microsoft Create Blockchain Prototype for Identity [which-50.com]

A “first of its kind” using blockchain’s digital ledger technology [Barlyn]

Melbourne University to pilot blockchain based micro-credentialing system [econotimes.com; AU]

Credentials, Reputation, and the Blockchain [Schmidt]

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