An Existential Crisis in Neuroscience — from by Grigori Guitchounts
We’re mapping the brain in amazing detail—but our brain can’t understand the picture.

Excerpt:

Neuroscientists have made considerable progress toward understanding brain architecture and aspects of brain function. We can identify brain regions that respond to the environment, activate our senses, generate movements and emotions. But we don’t know how different parts of the brain interact with and depend on each other. We don’t understand how their interactions contribute to behavior, perception, or memory. Technology has made it easy for us to gather behemoth datasets, but I’m not sure understanding the brain has kept pace with the size of the datasets.

From DSC:
The word “mystery” comes to my mind when I read parts of this thought-provoking article — as does the phrase “Glory to God!. 

As I’ve watched my mom slowly leave us due to Alzheimer’s (as did my grandma on her side) and as I’ve watched my good friend prepare to leave us due to cancer, I’m also reminded to be grateful for the people in my life when they’re still there. Plus, I’m reminded to be thankful for good health when I have it. It may be cliche, but it’s true. And I’ll end this posting with another one:

“One doesn’t know the worth of water until the well’s run dry.”

 

Tips for decoding college financial aid offers — from nytimes.com by Ann Carrnes

Excerpts:

Schools often use different jargon for the same types of aid or loans. Student advocates offer suggestions on how to figure out what you’ll pay.

After the college acceptance letter comes the financial aid offer. But beware: The offers are not always easy to decipher, and different colleges often use different jargon for the same types of aid or loans.

Among the colleges that offered a common type of federal loan, for instance, researchers found more than 100 terms for the loan, including two dozen that didn’t even mention the word “loan.”

To compare aid offers, student advocates recommend that you…(see the details in the article)

 

Student debt is over $1.6 trillion and hardly anyone is paying down their loans — from cnbc.comby Jeff Cox; with a shout out to Ryan Craig’s Gap Letter for this resource and the resource mentioned below

Excerpts:

  • Student loan debt totals more than $1.6 trillion and is not shrinking as few borrowers have reduced their balances, according to Moody’s.
  • High student loan balances are having multiple negative economic effects, such as restricting household formation, Moody’s said.
  • Outstanding loans total more than $1.6 trillion, more than doubling over the last decade and tripling since 2006.
  • In the meantime, the burden of student loans continues to be felt with an 11% default rate that is the highest of any debt category. Education also is now second only to mortgages as the highest form of debt for all Americans.

Also see:

 

The cost of college increased by more than 25% in the last 10 years—here’s why — from cnbc.com by Abigail Hess

Excerpt:

During the 1978 – 1979 school year, it cost the modern equivalent of $17,680 per year to attend a private college and $8,250 per year to attend a public college. By the 2008 – 2009 school year those costs had grown to $38,720 at private colleges and $16,460 at public colleges.

Today, those costs are closer to $48,510 and $21,370, respectively. That means costs increased by roughly 25.3% at private colleges and about 29.8% at public colleges.

Also see:

How affordable are public colleges in your state for low-income students?

Students from low-income backgrounds should be able to attend college without shouldering a debt burden or having to work so many hours that they jeopardize their chances of completing a degree. But that’s just not possible today.

Think students today can work their way through college? Think again.

For millions of college-going students, one of the most urgent concerns is the rising cost of college and how to pay for it — and not just for tuition but other necessities like textbooks, housing, food, and transportation. The idea that one can work one’s way through college with a minimum-wage job is, in most cases, a myth. In the vast majority of states, students at public four-year institutions would have to work an excessive number of hours per week to cover such costs. The same goes for students at many public community and technical colleges. In one of the costliest scenarios, students would have to work 45 hours a week to be exact, leaving nearly no time to focus on academics.

Overall, students from low-income backgrounds, despite access to financial aid, are being asked to pay well beyond their means for a college degree. In the following analysis, we look closely at just how much beyond their means.

Also see:

Also see:

 

A parent’s guide to prioritizing emotional well-being — from modernlearners.com by Richard Ten Eyck, with thanks to Missy Emler from Modern Learners for this resource

Excerpt:

I wonder what we are doing in our families, in our schools, in our society that is causing this dramatic rise among our youth. I wonder if my kids feel like they belong at their school? I wonder what school policies/practices my kids find stressful?

I wonder what we could do differently in our families, in our schools, in our society that could make a difference. I wonder why we still have grades, age grouped classes, separate subjects? I wonder what would happen if, like some schools, we tried to eliminate them?

Couldn’t we at least try? Should we just keep doing what we are doing even though we know it’s making kids anxious?

How can we help one another?

What really matters?

 

 

FTI 2020 Trend Report for Entertainment, Media, & Technology [FTI]

 

FTI 2020 Trend Report for Entertainment, Media, & Technology — from futuretodayinstitute.com

Our 3rd annual industry report on emerging entertainment, media and technology trends is now available.

  • 157 trends
  • 28 optimistic, pragmatic and catastrophic scenarios
  • 10 non-technical primers and glossaries
  • Overview of what events to anticipate in 2020
  • Actionable insights to use within your organization

KEY TAKEAWAYS

  • Synthetic media offers new opportunities and challenges.
  • Authenticating content is becoming more difficult.
  • Regulation is coming.
  • We’ve entered the post-fixed screen era.
  • Voice Search Optimization (VSO) is the new Search Engine Optimization (SEO).
  • Digital subscription models aren’t working.
  • Advancements in AI will mean greater efficiencies.

 

 

3 ways to boost middle schoolers’ confidence in class — from edutopia.org by Phyllis Fagell
Middle school is a distinct phase, and a school counselor has ideas for how teachers can draw out their students’ best work.

Excerpt:

I heard Mara’s muffled cries from the bathroom stall and weighed my options. I could give her privacy, or tell her I knew why she was crying and offer reassurance. I decided on a hybrid approach. “I’m going to give you some space,” I told her from a few feet away. “But I’ll come back in a few minutes to check on you. If you’re worried about your presentation, I can help you. Lots of seventh graders think it’s scary.”

As I started to leave, Mara—not her real name—called out, “Wait! How did you know that’s why I’m upset?”

 

 

Everyday Media Literacy — from routledge.com by Sue Ellen Christian
An Analog Guide for Your Digital Life, 1st Edition

Description:

In this graphic guide to media literacy, award-winning educator Sue Ellen Christian offers students an accessible, informed and lively look at how they can consume and create media intentionally and critically.

The straight-talking textbook offers timely examples and relevant activities to equip students with the skills and knowledge they need to assess all media, including news and information. Through discussion prompts, writing exercises, key terms, online links and even origami, readers are provided with a framework from which to critically consume and create media in their everyday lives. Chapters examine news literacy, online activism, digital inequality, privacy, social media and identity, global media corporations and beyond, giving readers a nuanced understanding of the key concepts and concerns at the core of media literacy.

Concise, creative and curated, this book highlights the cultural, political and economic dynamics of media in our contemporary society, and how consumers can mindfully navigate their daily media use. Everyday Media Literacy is perfect for students (and educators) of media literacy, journalism, education and media effects looking to build their understanding in an engaging way.

 

Students nationwide to join coding boot camp phase of 2019 National Cyber Robotics Coding Competition — from gocoderz.com

Excerpts:

During the first phase, a two-week boot camp, students and educators begin learning about coding and robotics in a virtual, highly scaffolded “sandbox” on the competition platform, the award-winning CoderZ Cyber Robotics Learning Environment. The cloud-based platform features a graphical simulation of LEGO Mindstorms EV3 robots; users activate the virtual robot, or “cyber-robot,” in game-like “missions” and watch the results in a real-time simulation.

Organized by ISCEF, the Intelitek STEM and CTE Education Foundation, the national CRCC is the first-of-its-kind, online coding and robotics tournament for students in grades 5-8 that enables schools, districts, after-school programs and clubs to engage students in STEM learning.

 

Also see:

Cyber Robotics 101 Course

Bring Cyber Robotics into your classroom. Use the appeal of robotics and gaming to introduce all your students to coding

The solution empowers all students to learn STEM.
Students learn how to code and operate virtual robots guided by a step-by-step instruction and gamified missions completely online. No need for expensive hardware or specialized training.

CoderZ is classroom ready, designed for teachers, and school friendly. The courseware can be teacher-led, self-paced or used in flipped classroom.

Level: Middle School (5 – 8th Grade). No previous knowledge is needed.
Length: 15 hours of courseware and programming exercises

Give students an in depth look at STEM and cyber robotics using all the available teacher resources…

Coding Robots

Introduce students to the concepts of Robots and Code with CoderZ, an online learning environment for programming real and virtual robots.

The Robotics & Coding STEM Curriculum brings your students up to speed with code and robotics in no time. This 45 hour program will teach your students to solve STEM problems through code, using math and engineering to overcome challenges. CoderZ uses engaging simulation so students will have immediate life-like feedback and can work from any computer, even from home, making sure all students get to code their robot even when time and resources are limited.

The Coding Robots STEM Curriculum brings your students up to speed with code and robotics in no time. This 45 hour program will teach your students to solve STEM problems through code, using math and engineering to overcome challenges. CoderZ helps get teachers started with robotics and bring the interdisciplinary value of STEM into the classroom. CoderZ uses engaging simulation so students will have immediate life-like feedback and can work from any computer, in class or at home, making sure all students get to code their robot even when time and resources are limited.

Learning Robotics and Coding with CoderZ

CoderZ is an online STEM learning environment where students worldwide engage in Robotics and Computer Science Education (CSEd) by coding virtual 3D robots.

 

Pre-to-3: App uses medical model to screen for dyslexia — from educationdive.com by Linda Jacobson
?Children can administer the assessment themselves, and teachers get resources on how to respond if students are missing key literacy milestones.

Excerpt:

That’s why she wanted to provide educators with a screening instrument children can administer themselves, and one that provides strategies to help children when they miss key early literacy milestones in areas such as vocabulary, oral listening comprehension and phonological awareness.

The Boston Children’s Hospital Early Literacy Screening System is a 20-minute, game-based, adaptive app being piloted in 40 schools in nine states.

 

My Favorite Book about Teaching and Learning is…33 Books to Inspire You! — from linkedin.com by Barbi Honeycutt

Excerpt:

…I recently posted this fill-in-the-blank question to all of my social media pages:

My favorite book about teaching and learning is ______________.

The response has been fantastic! Professors, instructors, teachers, educators, and faculty development professionals from a variety of disciplines from around the world responded with their favorite book about teaching and learning.

I’ve compiled the list and here are the 33 books recommended by colleagues throughout my network (many books were recommended more than once).

 

‘Goliath is winning’: The biggest U.S. banks are set to automate away 200,000 jobs — from gizmodo.com by Brian Merchant

Excerpt (excerpt):

Over the next decade, U.S. banks, which are investing $150 billion in technology annually, will use automation to eliminate 200,000 jobs, thus facilitating “the greatest transfer from labor to capital” in the industry’s history. The call is coming from inside the house this time, too—both the projection and the quote come from a recent Wells Fargo report, whose lead author, Mike Mayo, told the Financial Times that he expects the industry to shed 10 percent of all of its jobs.

This, Mayo said, will lay the groundwork for, and I quote, “a golden age of banking efficiency.” The job cuts are slated to hit front offices, call centers, and branches the hardest, where 20-30 percent of those roles will be on the chopping block. They will be replaced by better ATMs, automated chatbots, and software instruments that take advantage of big data and cloud computing to make investment decisions.

“The next decade should be the biggest decade for banks in technology in history,” Mayo said.

 

From DSC:
How does this impact entry level positions? How does this help a young graduate who is trying to get out of the Catch 22 with job experience? How are colleges and universities helping young people navigate these quickly changing landscapes?

 

 

Commentary: Momentum is building to fix our legal system. Let’s seize it. — from sltrib.com by Deno Himonas, Gillian Hadfield and John Lund

Excerpts:

We like to say we are all equal under the law. And in terms of our rights, that may be true, but it’s flat wrong when it comes to access to justice. Each year millions of Americans face a legal world of confusing online privacy policies and employment contracts, painful family or small business disputes, struggles with insurers and service providers, evictions and foreclosures, and more. What unites people, from poor to upper-middle class, is the fact that the vast majority muddle through all of this without any legal help.

Why in a world with so much law do so few have access to affordable legal help? The answer is very simple: lawyers cost too much and yet there’s no good alternative.

Finally, a few states are taking steps to change this.

How bad is the problem? A 2010 study in New York found that 98% of people in court facing eviction, 99% of borrowers in consumer credit matters, and 95% of parents in child support cases were in court without a lawyer.

Lawyers don’t cost too much because they’re greedy. They cost too much because a set of rules that courts and bar associations came up with about a hundred years ago—originally intended to ensure lawyers behaved ethically—forces them to operate in a highly inefficient business model and without the capacity to embed their expertise in technologies that could drive down the cost of legal advice.

 

 

 


A Financial Crisis — Student Loan Debt — from freedomdebtrelief.com by Micahel Micheletti; with thanks to Aimée Bennett (APR, Principal, Fagan Business Communications, Inc.) for this resource

Key findings

1)  Impact of student loan debt on stress, day-to-day life (college attendees/grads)

  • 67% of respondents said the cost of their college education has caused them to feel overwhelmed.
  • 47% said their college education cost has contributed to mental or emotional health issues (e.g., anxiety, depression).
  • 38% said the cost has caused them to lose sleep at night.
  • 49% said the cost of their college education has impacted their choice of where to live.
  • 42% said it impacted their choice of careers or jobs.

2)  Impact of student loan debt on finances (college attendees/grads)

  • 59% respondents said they can’t save any money because of the cost of their college education.
  • 45% said they can’t go on vacation because of college costs.
  • 32% said they are carrying credit card debt because of college costs.
  • 48% said they have been unable to pay off (or down), or have delayed paying off (or down), other types of debt because of the cost of college.
  • 47% have been unable to, or have delayed contributing to, saving for emergencies.
  • 43% believe their college education cost has impacted their retirement age.

3) Willing to make sacrifices to eliminate student loan debt (college attendees/grads)

  • 52% of respondents said they would take a job with a salary less than what they expected if the company paid off their student debt.
  • 27% said they would be willing to commit a maximum of five years to a company if they paid off their student loans; 28% said they would be willing to commit more than five years.

4) Impact of child’s student loan debt on parents

  • 20% of parents said their child’s college education cost has contributed to mental or emotional health issues (e.g., anxiety, depression) of their own.
  • 20% of parents said their child’s college education cost has caused them to lose sleep at night.
  • 40% of parents believe their child’s college education cost has impacted their retirement age; 41% said the cost has impacted their overall retirement plan.
  • 42% said they had given up saving for retirement; 42% gave up going on vacation.

 

Additional survey findings

1) Student loan debt reforms

  • 54% of students said they feel that student loan debt should be forgiven by the federal government.
  • 63% of students, and 52% of parents, said they would support expanding student loan forgiveness for those in public service (e.g., teachers, government employees, first responders, military service).
  • 54% of students, and 42% of parents, said they would support free or subsidized tuition for low-income households.
  • 53% of students, and 50% of parents, said they would support tax breaks for companies that offer student-loan repayment programs.

2) Expected length of time to pay off student loan debt

3) Lack of knowledge of loan terms, types – among both college attendees/grads and parents

 

Average Student Loan Debt Statistics by School by State 2019 — from lendedu.com

Excerpt:

For the fourth consecutive year, LendEDU is pleased to once again publish our annual Student Loan Debt by School by State Report, an in-depth analysis of student loan debt figures at nearly 1,000 four-year private and public higher education institutions across the United States.

While the figures change each year, the narrative certainly does not; student loan debt continues to be a growing issue in the U.S. and at nearly all schools in the country as the cost of college continues to rise.

Nationally, outstanding student loan debt sits at $1.52 trillion, making it the second largest form of consumer debt trailing only mortgages.

On an individual scale, the average borrower from the Class of 2018 received their diploma and left campus with $28,565 in student loan debt, up from $28,288 that was owed by the average Class of 2017 borrower.

Because of these eye-popping numbers that have now elevated the issue of student loan debt to the national scale as evident by the recent 2020 Democratic debates, LendEDU places tremendous value on the annual Student Loan Debt by School by State Report.

 
© 2025 | Daniel Christian