School Guide to Student Financial Literacy: What to Teach and When — from couponchief.com by Linda Phillips; with thanks to Karen Bell for this resource

It’s crucial – for individuals and the larger community – that students and young adults develop a solid foundation of personal finance knowledge, skills and habits in order to thrive. Practicing good money habits means the difference between long-term financial security and serious financial straits.

Financial literacy education is the responsibility of everyone, but most particularly parents and teachers. This guide focuses primarily on teaching financial literacy in elementary, middle and high schools. However, the concepts discussed below – and many of the resources listed – are also helpful for parents and others interested in promoting sound personal finance practices by kids and teens alike. Below you’ll find our suggestions for what concepts should be taught to kids from pre-k through grade 12, and the best times to introduce those concepts. You’ll also find an extensive list of some of the best resources – books, lesson plans, activities, videos, games and more – to supplement financial literacy education in the classroom.