{"id":95551,"date":"2025-05-20T14:21:06","date_gmt":"2025-05-20T18:21:06","guid":{"rendered":"https:\/\/danielschristian.com\/learning-ecosystems\/?p=95551"},"modified":"2025-05-20T14:25:36","modified_gmt":"2025-05-20T18:25:36","slug":"another-gifted-article-michiganders-in-these-25-cities-have-the-most-student-loan-debt-ranking-says-smith","status":"publish","type":"post","link":"https:\/\/danielschristian.com\/learning-ecosystems\/2025\/05\/20\/another-gifted-article-michiganders-in-these-25-cities-have-the-most-student-loan-debt-ranking-says-smith\/","title":{"rendered":"(Another gifted article) Michiganders in these 25 cities have the most student loan debt, ranking says [Smith]"},"content":{"rendered":"<p><a href=\"https:\/\/wallethub.com\/edu\/cities-with-the-most-least-student-debt\/91069\" target=\"_blank\" rel=\"noopener\"><strong>Michiganders in these 25 cities have the most student loan debt, ranking says<\/strong> <\/a>&#8212; from mlive.com by Jackie Smith; <span style=\"color: #800000;\"><em>this is a gifted article<\/em><\/span><\/p>\n<p id=\"NZ5JFGCTGBBELHDT3NFL23BYHE\" class=\"article__paragraph article__paragraph--left\" style=\"padding-left: 40px;\">Millions of former students and college graduates across the U.S. are weighed down with student loan debt, but with exactly how much may depend on where you live.<\/p>\n<p class=\"article__paragraph article__paragraph--left\" style=\"padding-left: 40px;\">An analysis\u00a0<a title=\"https:\/\/wallethub.com\/edu\/cities-with-the-most-least-student-debt\/91069\" href=\"https:\/\/wallethub.com\/edu\/cities-with-the-most-least-student-debt\/91069\" target=\"_blank\" rel=\"noopener\">from WalletHub was released earlier this month<\/a>, listing high averages student loan debts of residents in more than 2,500 American cities, including 83 in Michigan.<\/p>\n<blockquote><p><span style=\"color: #ff6600;\"><strong>Student loans are the second highest form of household debt after mortgages, according to WalletHub, totaling more than $1.6 tillion, or averaging $38,000 per borrower.\u00a0<\/strong><\/span><\/p><\/blockquote>\n<p><span style=\"color: #800000;\"><em>The above article links to:<\/em><\/span><\/p>\n<p><a href=\"https:\/\/wallethub.com\/edu\/cities-with-the-most-least-student-debt\/91069\" target=\"_blank\" rel=\"noopener\"><strong>Cities with the Most &amp; Least Student Debt (2025)<\/strong><\/a> &#8212; from wallethub.com by Adam McCann<\/p>\n<p style=\"padding-left: 40px;\">High balances combined with a payoff timeline that lasts into middle age force many graduates to significantly delay or forgo other financial goals such as saving for retirement or buying a home. Paying back student loans has also become even more difficult due to high inflation putting a strain on Americans\u2019 finances.<\/p>\n<p style=\"padding-left: 40px;\">While we have a big student-loan crisis as a country, student-loan debts are more unsustainable in some places than others. To determine where borrowers are burdened the most, WalletHub compared the median student-loan balance against the median earnings of adults ages 25 and older with a bachelor\u2019s degree in more than 2,500 U.S. cities.<\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you are considering borrowing money for college or you\u2019re in danger of defaulting, we advise using a\u00a0<\/span><a href=\"https:\/\/wallethub.com\/student-loan-calculator\/#payments\" target=\"_blank\" rel=\"noopener\">student loan calculator<\/a> <span style=\"color: #ff6600;\">to determine an affordable payment amount and realistic payoff timeline.<\/span><\/strong><\/p><\/blockquote>\n<hr \/>\n<p><em><span style=\"color: #800000;\"><strong><span style=\"color: #e05a5a;\">Again, this graphic from 2009 comes to mind:<\/span><br \/>\n<\/strong><\/span><\/em><span style=\"color: #800000;\"><span style=\"color: #ffffff;\">.<\/span><\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-67249 aligncenter\" src=\"http:\/\/danielschristian.com\/learning-ecosystems\/wp-content\/uploads\/2019\/05\/Control-Panel-Barometers-2009-Daniel-Christian.jpg\" alt=\"\" width=\"528\" height=\"959\" srcset=\"https:\/\/danielschristian.com\/learning-ecosystems\/wp-content\/uploads\/2019\/05\/Control-Panel-Barometers-2009-Daniel-Christian.jpg 528w, https:\/\/danielschristian.com\/learning-ecosystems\/wp-content\/uploads\/2019\/05\/Control-Panel-Barometers-2009-Daniel-Christian-83x150.jpg 83w\" sizes=\"auto, (max-width: 528px) 100vw, 528px\" \/><\/p>\n<hr \/>\n","protected":false},"excerpt":{"rendered":"<p>Michiganders in these 25 cities have the most student loan debt, ranking says &#8212; from mlive.com by Jackie Smith; this is a gifted article Millions of former students and college graduates across the U.S. are weighed down with student loan debt, but with exactly how much may depend on where you live. An analysis\u00a0from WalletHub [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[61,115,302,57,159,3,7,560,480,66,206,321,214],"tags":[],"class_list":["post-95551","post","type-post","status-publish","format-standard","hentry","category-business-side-of-he","category-colleges","category-community-colleges","category-cost-of-getting-a-degree","category-dangers-of-the-status-quo","category-higher-education","category-learning-ecosystem","category-parents-guardians","category-society","category-student-related","category-trends","category-united-states","category-universities"],"_links":{"self":[{"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/95551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/comments?post=95551"}],"version-history":[{"count":7,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/95551\/revisions"}],"predecessor-version":[{"id":95558,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/95551\/revisions\/95558"}],"wp:attachment":[{"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/media?parent=95551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/categories?post=95551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/tags?post=95551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}