{"id":192,"date":"2010-01-22T15:03:09","date_gmt":"2010-01-22T20:03:09","guid":{"rendered":"http:\/\/danielschristian.com\/learning-ecosystems\/?p=192"},"modified":"2010-01-22T15:03:44","modified_gmt":"2010-01-22T20:03:44","slug":"student-loan-demand-at-record-high","status":"publish","type":"post","link":"http:\/\/danielschristian.com\/learning-ecosystems\/2010\/01\/22\/student-loan-demand-at-record-high\/","title":{"rendered":"Student loan demand at record high"},"content":{"rendered":"<p><a title=\"Student loan demand at record high\" href=\"http:\/\/www.reuters.com\/article\/idUSTRE60K3VD20100121\" target=\"_blank\"><strong>Student loan demand at record high<\/strong><\/a> &#8212; from reuters.com<br \/>\nNEW YORK (Reuters) &#8211; As lenders continue to curtail access to mortgages, credit cards and other types of loans, one area of the credit market is rapidly expanding: student loans.<\/p>\n<p style=\"padding-left: 30px;\">&#8220;You have a whole generation of consumers who have never had this debt load,  so they&#8217;re walking into this tough unemployment situation with higher degrees of  debt,&#8221; Adams said. &#8220;Young adults probably face higher taxes ahead, and a  national system overloaded with debt.&#8221;<\/p>\n<p style=\"padding-left: 30px;\">The growth in student loans comes as other types of credit are drying up. A  higher savings rate means less demand for credit, while supply is down as  lenders increasingly target only the lowest-risk borrowers with strong credit  scores.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;You have a whole generation of consumers who have never had this debt load, so they&#8217;re walking into this tough unemployment situation with higher degrees of debt,&#8221; Adams said. &#8220;Young adults probably face higher taxes ahead, and a national system overloaded with debt.&#8221;<\/p>\n<p>The growth in student loans comes as other types of credit are drying up. A higher savings rate means less demand for credit, while supply is down as lenders increasingly target only the lowest-risk borrowers with strong credit scores.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[61,57,36,35,3,66],"tags":[52,65,603],"class_list":["post-192","post","type-post","status-publish","format-standard","hentry","category-business-side-of-he","category-cost-of-getting-a-degree","category-future-of-higher-education","category-game-changing-environment","category-higher-education","category-student-related","tag-budgetary","tag-debt","tag-student-related"],"_links":{"self":[{"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/comments?post=192"}],"version-history":[{"count":2,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/192\/revisions"}],"predecessor-version":[{"id":194,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/posts\/192\/revisions\/194"}],"wp:attachment":[{"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/media?parent=192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/categories?post=192"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/danielschristian.com\/learning-ecosystems\/wp-json\/wp\/v2\/tags?post=192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}